Compare · 3 funds side by side · dividends reinvested

VTI, SGOV and BNDX

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375VTI · best of the three

02 / 04

VTI, SGOV and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.4%+4.5%+0.4%−3.2%3.8%$82.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTI 2001 · SGOV 2020 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

VTIMeasureSGOV

+8.9%Year to dateJan 1 → Nov 6+3.2%

+9.9%1 yearTotal return+3.8%

+21.7%3 years · per year$10,000 became $18,004 · $11,419+4.5%

+10.4%5 years · per year$10,000 became $16,375 · $12,090+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.09%Trailing 12-mo yield$109 · $363 a year on $10k3.63%

−8.9%Worst dropSmaller is better0.0%

13.7%VolatilityLower is calmer0.2%

VTISGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs SGOV: Top 5 Holdings

Today

VTI

25.0%in top 5

SGOV

in top 5[…]

VTIStockSGOV

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTI vs SGOV Returns, Every Period

VanguardVTI

+10.4%

5 years, per year

SGOViShares

+3.9%

5 years, per year

VTISGOVFaded: behind in that period

4–0VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VTI vs BNDX

YTD

VanguardVTI

+8.9%

BNDXVanguard

+0.8%

+8.9%Year to date+0.8%

−8.9%Worst drop · 1Y−3.2%

13.7%Volatility · 1Y3.8%

1.1%Yield4.6%

$689BAssets$82.9B

3–1BNDX wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, SGOV, BNDX

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

BNDX0.07%$7

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTI, SGOV, BNDX

4.64%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.64%$464

SGOV3.63%$363

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

SGOV$363 − $9 = $354

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTI, SGOV, BNDX

Today

[…]holdings […]

VTISGOVBNDX

VTI—[…][…]

SGOV[…]—[…]

BNDX[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

BNDXWorst drop−3.2%3.8% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXVTI

+0.8%Year to date+8.9%

4.6%Yield1.1%

+0.4%Past year+9.9%

0.07%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026