Compare · 4 funds side by side · dividends reinvested

VTI, SHM, MUB and IVV

VTIVanguard×SHMSPDR×MUBiShares×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

VTI, SHM, MUB and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.4

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.1%+3.3%+1.1%−2.7%1.8%$3.5B2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTI 2001 · SHM 2007 · MUB 2007 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

VTI

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,571

$10,000 five years ago, dividends reinvested

VTIMeasureSHM

+11.6%Year to dateJan 1 → Nov 9+1.4%

+13.9%1 yearTotal return+2.1%

+21.8%3 years · per year$10,000 became $18,090 · $11,019+3.3%

+10.8%5 years · per year$10,000 became $16,697 · $10,571+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

1.06%Trailing 12-mo yield$106 · $270 a year on $10k2.70%

−8.9%Worst dropSmaller is better−2.7%

13.9%VolatilityLower is calmer1.8%

VTISHM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs SHM: Top 5 Holdings

Today

VTI

25.0%in top 5

SHM

in top 5[…]

VTIStockSHM

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTI vs SHM Returns, Every Period

VanguardVTI

+10.8%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

VTISHMFaded: behind in that period

4–0VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VTI vs MUB

YTD

VanguardVTI

+11.6%

MUBiShares

+0.7%

+11.6%Year to date+0.7%

−8.9%Worst drop · 1Y−6.3%

13.9%Volatility · 1Y3.7%

1.1%Yield3.3%

$689BAssets$55.0B

3–1MUB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, SHM, MUB, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

MUB0.05%$5

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTI, SHM, MUB, IVV

3.26%highest, MUB

FundTrailing yieldYield$10k

MUB3.26%$326

SHM2.70%$270

IVV1.11%$111

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$321most kept, MUB

MUB$326 − $5 = $321

SHM$270 − $20 = $250

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTI, SHM, MUB, IVV

Today

86.0%most shared, VTI and IVV

VTISHMMUBIVV

VTI—[…][…]86.0%

SHM[…]—[…][…]

MUB[…][…]—[…]

IVV86.0%[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

SHMWorst drop−2.7%1.8% vol

MUBWorst drop−6.3%3.7% vol

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

MUBVTI

+0.7%Year to date+11.6%

3.3%Yield1.1%

+1.1%Past year+13.9%

0.05%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026