Compare · 2 funds side by side · dividends reinvested

VTI and SPY

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two

02 / 04

VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.7%+11.9%+23.8%+11.0%−8.9%13.0%$689B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,880

VTI

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 87.7% in common

VTIMeasureSPY

+11.7%Year to dateJan 1 → Nov 3+11.5%

+11.9%1 yearTotal return+11.8%

+23.8%3 years · per year$10,000 became $18,987 · $19,046+24.0%

+11.0%5 years · per year$10,000 became $16,880 · $17,688+12.1%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.06%Trailing 12-mo yield$106 · $101 a year on $10k1.01%

−8.9%Worst dropSmaller is better−8.9%

13.0%VolatilityLower is calmer12.8%

VTISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs SPY: Top 5 Holdings

Today

VTI

25.0%in top 5

SPY

in top 527.4%

VTIStockSPY

7.1%NVDA7.8%

6.6%AAPL7.7%

5.2%MSFT5.9%

3.3%AMZN3.6%

2.8%GOOGL2.5%

Held in common87.7%

End-of-day Nov 3, 2026 · share of each fund

VTI vs SPY Returns, Every Period

VanguardVTI

+11.0%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

VTISPYFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

VTI vs SPY

YTD

VanguardVTI

+11.7%

SPYSPDR

+11.5%

+11.7%Year to date+11.5%

−8.9%Worst drop · 1Y−8.9%

13.0%Volatility · 1Y12.8%

1.1%Yield1.0%

$689BAssets$798B

2–1VTI wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VTI, SPY

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VTI, SPY

Today

87.7%most shared, VTI and SPY

VTISPY

VTI—87.7%

SPY87.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.9%VTI, at 13.0% volatility

SPYWorst drop−8.9%12.8% vol

VTIWorst drop−8.9%13.0% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VTISPY

+11.7%Year to date+11.5%

1.1%Yield1.0%

+11.9%Past year+11.8%

0.03%Fee0.09%

4–0VTI wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026