Compare · 3 funds side by side · dividends reinvested

VTI, SPY and IEFA

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,214SPY · best of the three

Story of the three · IncomeMost incomeIEFA · 3.39% · $339 a year on $10k

Story of the three · RiskSmallest drop

VTI, SPY and IEFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+11.8%+21.3%+10.4%−8.9%13.9%$689B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.6%+21.4%+11.5%−8.9%13.7%$807B1.9

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.39%+10.1%+11.7%+18.6%+8.0%−11.5%16.5%$191B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 13, 2026 · returns include dividends · since: VTI 2001 · SPY 1993 · IEFA 2012

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Vanguard Morningstar Total Stock Market ETF · $689B$16,412

VTI

SPY

State Street SPDR S&P 500 ETF · $807B$17,214

$10,000 five years ago, dividends reinvested · they hold 86.3% in common

VTIMeasure

More Ways to See the Pairs

VTI vs SPY: Top 5 Holdings

Today

VTI

25.0%in top 5

SPY

in top 526.8%

VTIStockSPY

6.6%AAPL7.9%

7.1%NVDA6.4%

5.2%MSFT5.9%

3.3%AMZN4.0%

2.8%

Cost, Income and Risk

Fees: VTI, SPY, IEFA

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IEFA0.07%$7

SPY0.09%$9

End-of-day Nov 13, 2026 · fee on $10,000 a year

Yields: VTI, SPY, IEFA

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$186BAssets$807B

0–0level

End-of-day Nov 13, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

VEA vs IEFA

YTD

VanguardVEA

+12.2%

IEFAiShares

+10.1%

SPY

+11.6%Year to dateJan 1 → Nov 13+11.5%

+11.8%1 yearTotal return+11.6%

+21.3%3 years · per year$10,000 became $17,841 · $17,889+21.4%

+10.4%5 years · per year$10,000 became $16,412 · $17,214+11.5%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.06%Trailing 12-mo yield$106 · $101 a year on $10k1.01%

−8.9%Worst dropSmaller is better−8.9%

13.9%VolatilityLower is calmer13.7%

VTISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 13, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

GOOGL

2.6%

Held in common86.3%

End-of-day Nov 13, 2026 · share of each fund

VTI vs SPY Returns, Every Period

5Y

VanguardVTI

+10.4%

5 years, per year

SPYSPDR

+11.5%

5 years, per year

VTISPYFaded: behind in that period

2–2Level

End-of-day Nov 13, 2026 · dividends in · faded = behind in that period

Core vs International: VTI vs IEFA

YTD

VanguardVTI

+11.6%

IEFAiShares

+10.1%

+11.6%Year to date+10.1%

−8.9%Worst drop · 1Y−11.5%

13.9%Volatility · 1Y16.5%

1.1%Yield3.4%

$689BAssets$191B

3–1VTI wins

End-of-day Nov 13, 2026 · smaller drop and lower volatility win

1Y

3.39%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.39%$339

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 13, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$332most kept, IEFA

IEFA$339 − $7 = $332

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 13, 2026 · yield in dollars minus the fee

Overlap: VTI, SPY, IEFA

Today

86.3%most shared, VTI and SPY

VTISPYIEFA

VTI—86.3%0.0%

SPY86.3%—0.0%

IEFA0.0%0.0%—

End-of-day Nov 13, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+11.8%VTI, at 13.9% volatility

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

IEFAWorst drop−11.5%16.5% vol

End-of-day Nov 13, 2026 · up and left is better

Paid More vs Made More

YTD

IEFAVTI

+10.1%Year to date+11.6%

3.4%Yield1.1%

+11.7%Past year+11.8%

0.07%Fee0.03%

3–1VTI wins

End-of-day Nov 13, 2026

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.8B

2–0VTI wins

End-of-day Nov 13, 2026

+12.2%Year to date+10.1%

2.5%Yield3.4%

$232BAssets$191B

1–1level

End-of-day Nov 13, 2026

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VTI, SPY and IEFA

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three