Compare · 3 funds side by side · dividends reinvested

VTI, SPY and VIG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

VTI, SPY and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.50%+12.1%+14.3%+18.6%+10.2%−7.9%10.8%$109B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTI 2001 · SPY 1993 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 85.5% in common

VTIMeasureSPY

+8.9%Year to dateJan 1 → Nov 6+8.7%

+9.9%1 yearTotal return+9.7%

+21.7%3 years · per year$10,000 became $18,004 · $18,039+21.7%

+10.4%5 years · per year$10,000 became $16,375 · $17,118+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.09%Trailing 12-mo yield$109 · $103 a year on $10k1.03%

−8.9%Worst dropSmaller is better−8.9%

13.7%VolatilityLower is calmer13.6%

VTISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs SPY: Top 5 Holdings

Today

VTI

25.0%in top 5

SPY

in top 527.8%

VTIStockSPY

6.6%AAPL7.9%

7.1%NVDA6.9%

5.2%MSFT6.3%

3.3%AMZN4.0%

2.8%GOOGL2.6%

Held in common85.5%

End-of-day Nov 6, 2026 · share of each fund

VTI vs SPY Returns, Every Period

VanguardVTI

+10.4%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VTISPYFaded: behind in that period

2–1VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Income: VTI vs VIG

YTD

VanguardVTI

+8.9%

VIGVanguard

+12.1%

+8.9%Year to date+12.1%

−8.9%Worst drop · 1Y−7.9%

13.7%Volatility · 1Y10.8%

1.1%Yield1.5%

$689BAssets$109B

4–0VIG wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, SPY, VIG

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VIG0.04%$4

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTI, SPY, VIG

1.50%highest, VIG

FundTrailing yieldYield$10k

VIG1.50%$150

VTI1.09%$109

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$146most kept, VIG

VIG$150 − $4 = $146

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTI, SPY, VIG

Today

85.5%most shared, VTI and SPY

VTISPYVIG

VTI—85.5%38.4%

SPY85.5%—42.8%

VIG38.4%42.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%VIG, at 10.8% volatility

VIGWorst drop−7.9%10.8% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VIGVTI

+12.1%Year to date+8.9%

1.5%Yield1.1%

+14.3%Past year+9.9%

0.04%Fee0.03%

3–1VIG wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026