Compare · 3 funds side by side · dividends reinvested

VTI, VCIT and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

VTI, VCIT and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · VCIT 2009 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

VTIMeasureVCIT

+8.4%Year to dateJan 1 → Nov 5−0.6%

+9.9%1 yearTotal return+0.3%

+21.9%3 years · per year$10,000 became $18,113 · $12,368+7.3%

+10.3%5 years · per year$10,000 became $16,332 · $10,508+1.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.10%Trailing 12-mo yield$110 · $502 a year on $10k5.02%

−8.9%Worst dropSmaller is better−4.9%

13.7%VolatilityLower is calmer4.5%

VTIVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs VCIT: Top 5 Holdings

Today

VTI

25.0%in top 5

VCIT

in top 5[…]

VTIStockVCIT

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTI vs VCIT Returns, Every Period

VanguardVTI

+10.3%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

VTIVCITFaded: behind in that period

4–0VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VTI vs VCIT

YTD

VanguardVTI

+8.4%

VCITVanguard

−0.6%

+8.4%Year to date−0.6%

−8.9%Worst drop · 1Y−4.9%

13.7%Volatility · 1Y4.5%

1.1%Yield5.0%

$689BAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, VCIT, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

VCIT0.03%$3

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, VCIT, SPYM

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTI1.10%$110

SPYM1.06%$106

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTI$110 − $3 = $107

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, VCIT, SPYM

Today

86.5%most shared, VTI and SPYM

VTIVCITSPYM

VTI—[…]86.5%

VCIT[…]—[…]

SPYM86.5%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VCITWorst drop−4.9%4.5% vol

SPYMWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVTI

−0.6%Year to date+8.4%

5.0%Yield1.1%

+0.3%Past year+9.9%

0.03%Fee0.03%

2–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026