Compare · 3 funds side by side · dividends reinvested

VTI, VGT and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

VTI, VGT and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

Vanguard Information Technology ETFSectors · Technology0.09%0.42%+19.3%+18.0%+29.2%+16.3%−17.5%26.6%$155B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTI 2001 · VGT 2004 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

VTI

VGT

Vanguard Information Technology ETF · $155B$21,281

$10,000 five years ago, dividends reinvested · they hold 37.0% in common

VTIMeasureVGT

+11.6%Year to dateJan 1 → Nov 9+19.3%

+13.9%1 yearTotal return+18.0%

+21.8%3 years · per year$10,000 became $18,090 · $21,584+29.2%

+10.8%5 years · per year$10,000 became $16,697 · $21,281+16.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.06%Trailing 12-mo yield$106 · $42 a year on $10k0.42%

−8.9%Worst dropSmaller is better−17.5%

13.9%VolatilityLower is calmer26.6%

VTIVGT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs VGT: Top 5 Holdings

Today

VTI

25.0%in top 5

VGT

in top 553.2%

VTIStockVGT

7.1%NVDA17.6%

6.6%AAPL15.9%

5.2%MSFT11.2%

not top 5MU4.5%

not top 5AVGO4.1%

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common37.0%

End-of-day Nov 9, 2026 · share of each fund

VTI vs VGT Returns, Every Period

VanguardVTI

+10.8%

5 years, per year

VGTVanguard

+16.3%

5 years, per year

VTIVGTFaded: behind in that period

0–4VGT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: VTI vs XLE

YTD

VanguardVTI

+11.6%

XLESPDR

+41.3%

+11.6%Year to date+41.3%

−8.9%Worst drop · 1Y−15.0%

13.9%Volatility · 1Y23.3%

1.1%Yield2.5%

$689BAssets$40.5B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, VGT, XLE

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLE0.08%$8

VGT0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTI, VGT, XLE

2.46%highest, XLE

FundTrailing yieldYield$10k

XLE2.46%$246

VTI1.06%$106

VGT0.42%$42

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

VTI$106 − $3 = $103

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTI, VGT, XLE

Today

37.0%most shared, VTI and VGT

VTIVGTXLE

VTI—37.0%3.0%

VGT37.0%—0.0%

XLE3.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

VTIWorst drop−8.9%13.9% vol

XLEWorst drop−15.0%23.3% vol

VGTWorst drop−17.5%26.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVGT

+41.3%Year to date+19.3%

2.5%Yield0.4%

+44.3%Past year+18.0%

0.08%Fee0.09%

4–0XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026