Compare · 3 funds side by side · dividends reinvested

VTI, VOO and XLF

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,533VOO · best of the three

Story of the three · IncomeMost incomeXLF · 1.41% · $141 a year on $10k

Story of the three · RiskSmallest drop

VTI, VOO and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.06%+12.3%+12.8%+21.9%+11.9%−8.9%13.7%$1.00T1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+12.6%+13.0%+21.7%+10.8%−8.9%13.9%$689B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.41%+8.4%+12.4%+22.2%+9.5%−14.8%15.3%$53.6B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: VTI 2001 · VOO 2010 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Vanguard Morningstar Total Stock Market ETF · $689B$16,678

VTI

VOO

Vanguard S&P 500 ETF · $1.00T$17,533

$10,000 five years ago, dividends reinvested · they hold 89.0% in common

VTIMeasure

More Ways to See the Pairs

VTI vs VOO: Top 5 Holdings

Today

VTI

25.0%in top 5

VOO

in top 528.3%

VTIStockVOO

7.1%NVDA8.4%

6.6%AAPL7.4%

5.2%MSFT5.8%

3.3%AMZN3.7%

2.8%

Cost, Income and Risk

Fees: VTI, VOO, XLF

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

XLF0.08%$8

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: VTI, VOO, XLF

1Y

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 11, 2026

VTI vs ITOT

YTD

VanguardVTI

+12.6%

ITOTiShares

+12.5%

VOO vs IVV

YTD

VanguardVOO

+12.3%

IVViShares

+12.3%

VOO

+12.6%Year to dateJan 1 → Nov 11+12.3%

+13.0%1 yearTotal return+12.8%

+21.7%3 years · per year$10,000 became $18,043 · $18,126+21.9%

+10.8%5 years · per year$10,000 became $16,678 · $17,533+11.9%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.05%Trailing 12-mo yield$106 · $106 a year on $10k1.06%

−8.9%Worst dropSmaller is better−8.9%

13.9%VolatilityLower is calmer13.7%

VTIVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4VOO wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

GOOGL

3.1%

Held in common89.0%

End-of-day Nov 11, 2026 · share of each fund

VTI vs VOO Returns, Every Period

5Y

VanguardVTI

+10.8%

5 years, per year

VOOVanguard

+11.9%

5 years, per year

VTIVOOFaded: behind in that period

2–2Level

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Core vs Sector: VTI vs XLF

YTD

VanguardVTI

+12.6%

XLFSPDR

+8.4%

+12.6%Year to date+8.4%

−8.9%Worst drop · 1Y−14.8%

13.9%Volatility · 1Y15.3%

1.1%Yield1.4%

$689BAssets$53.6B

3–1VTI wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

1.41%highest, XLF

FundTrailing yieldYield$10k

XLF1.41%$141

VOO1.06%$106

VTI1.05%$106

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$133most kept, XLF

XLF$141 − $8 = $133

VOO$106 − $3 = $103

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: VTI, VOO, XLF

Today

89.0%most shared, VTI and VOO

VTIVOOXLF

VTI—89.0%10.1%

VOO89.0%—11.3%

XLF10.1%11.3%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+13.0%VTI, at 13.9% volatility

VOOWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVTI

+8.4%Year to date+12.6%

1.4%Yield1.1%

+12.4%Past year+13.0%

0.08%Fee0.03%

3–1VTI wins

End-of-day Nov 11, 2026

+12.6%Year to date+12.5%

1.1%Yield1.0%

$689BAssets$95.3B

2–0VTI wins

End-of-day Nov 11, 2026

Year to date

+12.3%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 11, 2026

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VTI, VOO and XLF

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three