Compare · 3 funds side by side · dividends reinvested

VTI, VXUS and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,060SPY · best of the three

02 / 04

VTI, VXUS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.37%+12.0%+15.0%+21.0%+8.5%−11.3%17.3%$163B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VTI 2001 · VXUS 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$17,257

VTI

VXUS

Vanguard Total International Stock ETF · $163B$15,003

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VTIMeasureVXUS

+13.4%Year to dateJan 1 → Nov 4+12.0%

+13.5%1 yearTotal return+15.0%

+24.0%3 years · per year$10,000 became $19,059 · $17,726+21.0%

+11.5%5 years · per year$10,000 became $17,257 · $15,003+8.5%

0.03%Expense ratio$3 · $5 a year on $10k · lower is better0.05%

1.05%Trailing 12-mo yield$105 · $237 a year on $10k2.37%

−8.9%Worst dropSmaller is better−11.3%

13.1%VolatilityLower is calmer17.3%

VTIVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VTI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs VXUS: Top 5 Holdings

Today

VTI

25.0%in top 5

VXUS

in top 510.2%

VTIStockVXUS

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

not top 52330.TW4.2%

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

not top 50700.HK0.8%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

VTI vs VXUS Returns, Every Period

VanguardVTI

+11.5%

5 years, per year

VXUSVanguard

+8.5%

5 years, per year

VTIVXUSFaded: behind in that period

3–1VTI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs International: VTI vs VXUS

YTD

VanguardVTI

+13.4%

VXUSVanguard

+12.0%

+13.4%Year to date+12.0%

−8.9%Worst drop · 1Y−11.3%

13.1%Volatility · 1Y17.3%

1.0%Yield2.4%

$689BAssets$163B

3–1VTI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, VXUS, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VXUS0.05%$5

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VTI, VXUS, SPY

2.37%highest, VXUS

FundTrailing yieldYield$10k

VXUS2.37%$237

VTI1.05%$105

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, VXUS

VXUS$237 − $5 = $232

VTI$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VTI, VXUS, SPY

Today

86.9%most shared, VTI and SPY

VTIVXUSSPY

VTI—0.0%86.9%

VXUS0.0%—0.0%

SPY86.9%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%VXUS, at 17.3% volatility

SPYWorst drop−8.9%12.9% vol

VTIWorst drop−8.9%13.1% vol

VXUSWorst drop−11.3%17.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VXUSVTI

+12.0%Year to date+13.4%

2.4%Yield1.0%

+15.0%Past year+13.5%

0.05%Fee0.03%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026