Compare · 3 funds side by side · dividends reinvested

VTI, WCME and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,060SPY · best of the three

02 / 04

VTI, WCME and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.5

First Trust WCM Developing World Equity ETFInternational · Global0.95%0.37%+3.3%+0.2%[…][…]−15.6%24.9%$36M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VTI 2001 · WCME 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $805B$18,060

SPY

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$17,257

$10,000 five years ago, dividends reinvested · they hold 86.9% in common

SPYMeasureVTI

+13.3%Year to dateJan 1 → Nov 4+13.4%

+13.4%1 yearTotal return+13.5%

+24.1%3 years · per year$10,000 became $19,132 · $19,059+24.0%

+12.6%5 years · per year$10,000 became $18,060 · $17,257+11.5%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

0.99%Trailing 12-mo yield$99 · $105 a year on $10k1.05%

−8.9%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer13.1%

SPYVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs VTI: Top 5 Holdings

Today

SPY

27.3%in top 5

VTI

in top 525.0%

SPYStockVTI

7.7%NVDA7.1%

7.4%AAPL6.6%

5.9%MSFT5.2%

3.8%AMZN3.3%

2.5%GOOGL2.8%

Held in common86.9%

End-of-day Nov 4, 2026 · share of each fund

SPY vs VTI Returns, Every Period

SPDRSPY

+12.6%

5 years, per year

VTIVanguard

+11.5%

5 years, per year

SPYVTIFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SPY vs VTI

YTD

SPDRSPY

+13.3%

VTIVanguard

+13.4%

+13.3%Year to date+13.4%

−8.9%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.1%

1.0%Yield1.0%

$805BAssets$689B

1–1level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, WCME, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

WCME0.95%$95

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VTI, WCME, SPY

1.05%highest, VTI

FundTrailing yieldYield$10k

VTI1.05%$105

SPY0.99%$99

WCME0.37%$37

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$102most kept, VTI

VTI$105 − $3 = $102

SPY$99 − $9 = $90

WCME$37 − $95 = −$58

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VTI, WCME, SPY

Today

86.9%most shared, VTI and SPY

VTIWCMESPY

VTI—0.0%86.9%

WCME0.0%—0.0%

SPY86.9%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VTI, at 13.1% volatility

SPYWorst drop−8.9%12.9% vol

VTIWorst drop−8.9%13.1% vol

WCMEWorst drop−15.6%24.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VTISPY

+13.4%Year to date+13.3%

1.0%Yield1.0%

+13.5%Past year+13.4%

0.03%Fee0.09%

3–0VTI wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026