Compare · 4 funds side by side · dividends reinvested

VTI, WCMI, VT and SPY

VTIVanguard×WCMIFirst Trust×VTVanguard×SPYSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,099SPY · best of the four

02 / 04

VTI, WCMI, VT and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.9

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.2%+10.7%+21.0%+9.3%−9.7%14.7%$81.8B2.4

First Trust WCM International Equity ETFInternational · Ex-US broad0.85%0.59%+4.9%+8.3%[…][…]−12.5%20.8%$2.1B4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · WCMI 2020 · VT 2008 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,576

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 55.2% in common

VTMeasureSPY

+8.2%Year to dateJan 1 → Nov 5+8.3%

+10.7%1 yearTotal return+9.7%

+21.0%3 years · per year$10,000 became $17,695 · $18,174+22.0%

+9.3%5 years · per year$10,000 became $15,576 · $17,099+11.3%

0.06%Expense ratio$6 · $9 a year on $10k · lower is better0.09%

1.59%Trailing 12-mo yield$159 · $103 a year on $10k1.03%

−9.7%Worst dropSmaller is better−8.9%

14.7%VolatilityLower is calmer13.6%

VTSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs SPY: Top 5 Holdings

Today

15.6%in top 5

SPY

in top 527.7%

VTStockSPY

4.1%AAPL7.7%

4.5%NVDA7.3%

3.2%MSFT6.2%

2.0%AMZN3.9%

1.7%GOOGL2.6%

Held in common55.2%

End-of-day Nov 5, 2026 · share of each fund

VT vs SPY Returns, Every Period

VanguardVT

+9.3%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VTSPYFaded: behind in that period

1–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Core: VT vs VTI

YTD

VanguardVT

+8.2%

VTIVanguard

+8.4%

+8.2%Year to date+8.4%

−9.7%Worst drop · 1Y−8.9%

14.7%Volatility · 1Y13.7%

1.6%Yield1.1%

$81.8BAssets$689B

3–1VTI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, WCMI, VT, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VT0.06%$6

SPY0.09%$9

WCMI0.85%$85

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, WCMI, VT, SPY

1.59%highest, VT

FundTrailing yieldYield$10k

VT1.59%$159

VTI1.10%$110

SPY1.03%$103

WCMI0.59%$59

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$153most kept, VT

VT$159 − $6 = $153

VTI$110 − $3 = $107

SPY$103 − $9 = $94

WCMI$59 − $85 = −$26

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, WCMI, VT, SPY

Today

86.5%most shared, VTI and SPY

VTIWCMIVTSPY

VTI—0.2%59.1%86.5%

WCMI0.2%—3.5%0.2%

VT59.1%3.5%—55.2%

SPY86.5%0.2%55.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+10.7%VT, at 14.7% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

VTWorst drop−9.7%14.7% vol

WCMIWorst drop−12.5%20.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTVTI

+8.2%Year to date+8.4%

1.6%Yield1.1%

+10.7%Past year+9.9%

0.06%Fee0.03%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026