Compare · 3 funds side by side · dividends reinvested

VTI, XLE and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

VTI, XLE and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$44.1B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · XLE 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

XLE

State Street Energy Select Sector SPDR ETF · $44.1B$25,404

$10,000 five years ago, dividends reinvested · they hold 3.0% in common

VTIMeasureXLE

+8.4%Year to dateJan 1 → Nov 5+40.6%

+9.9%1 yearTotal return+45.4%

+21.9%3 years · per year$10,000 became $18,113 · $15,905+16.7%

+10.3%5 years · per year$10,000 became $16,332 · $25,404+20.5%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.10%Trailing 12-mo yield$110 · $247 a year on $10k2.47%

−8.9%Worst dropSmaller is better−15.0%

13.7%VolatilityLower is calmer23.3%

VTIXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs XLE: Top 5 Holdings

Today

VTI

25.0%in top 5

XLE

in top 559.2%

VTIStockXLE

not top 5XOM24.3%

not top 5CVX18.6%

not top 5COP7.1%

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

not top 5PSX4.6%

not top 5MPC4.5%

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common3.0%

End-of-day Nov 5, 2026 · share of each fund

VTI vs XLE Returns, Every Period

VanguardVTI

+10.3%

5 years, per year

XLESPDR

+20.5%

5 years, per year

VTIXLEFaded: behind in that period

1–3XLE wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Sector: VTI vs XLE

YTD

VanguardVTI

+8.4%

XLESPDR

+40.6%

+8.4%Year to date+40.6%

−8.9%Worst drop · 1Y−15.0%

13.7%Volatility · 1Y23.3%

1.1%Yield2.5%

$689BAssets$44.1B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, XLE, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

XLE0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, XLE, VOO

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

VOO1.10%$110

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

VOO$110 − $3 = $107

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, XLE, VOO

Today

89.0%most shared, VTI and VOO

VTIXLEVOO

VTI—3.0%89.0%

XLE3.0%—3.4%

VOO89.0%3.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVTI

+40.6%Year to date+8.4%

2.5%Yield1.1%

+45.4%Past year+9.9%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026