Compare · 4 funds side by side · dividends reinvested

VTIP, SCHD, BND and SGOV

VTIPVanguard×SCHDSchwab×BNDVanguard×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

VTIP, SCHD, BND and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+1.0%+4.4%+2.7%−2.6%2.2%$20.9B2.4

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B2.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTIP 2012 · SCHD 2011 · BND 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,413

VTIP

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested

VTIPMeasureSCHD

+0.6%Year to dateJan 1 → Nov 6+31.4%

+1.0%1 yearTotal return+37.0%

+4.4%3 years · per year$10,000 became $11,376 · $17,266+20.0%

+2.7%5 years · per year$10,000 became $11,413 · $16,267+10.2%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

4.81%Trailing 12-mo yield$481 · $300 a year on $10k3.00%

−2.6%Worst dropSmaller is better−6.9%

2.2%VolatilityLower is calmer11.7%

VTIPSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SCHD: Top 5 Holdings

Today

VTIP

[…]in top 5

SCHD

in top 521.4%

VTIPStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTIP vs SCHD Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

VTIPSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VTIP vs BND

YTD

VanguardVTIP

+0.6%

BNDVanguard

−0.0%

+0.6%Year to date−0.0%

−2.6%Worst drop · 1Y−4.5%

2.2%Volatility · 1Y4.0%

4.8%Yield4.1%

$20.9BAssets$161B

4–0VTIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, SCHD, BND, SGOV

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

BND0.03%$3

SCHD0.06%$6

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTIP, SCHD, BND, SGOV

4.81%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.81%$481

BND4.12%$412

SGOV3.63%$363

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

BND$412 − $3 = $409

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTIP, SCHD, BND, SGOV

Today

[…]holdings […]

VTIPSCHDBNDSGOV

VTIP—[…][…][…]

SCHD[…]—[…][…]

BND[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

VTIPWorst drop−2.6%2.2% vol

BNDWorst drop−4.5%4.0% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSCHD

+0.6%Year to date+31.4%

4.8%Yield3.0%

+1.0%Past year+37.0%

0.03%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026