Compare · 4 funds side by side · dividends reinvested

VTIP, SCHD, BNDX and SGOV

VTIPVanguard×SCHDSchwab×BNDXVanguard×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,459SCHD · best of the four

02 / 04

VTIP, SCHD, BNDX and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.1

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.3

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.82%+0.4%+0.7%+4.3%+2.7%−2.6%2.2%$20.9B2.5

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.63%+1.0%+0.4%+4.4%+0.5%−3.2%3.8%$82.9B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTIP 2012 · SCHD 2011 · BNDX 2013 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,403

VTIP

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested

VTIPMeasureSCHD

+0.4%Year to dateJan 1 → Nov 9+33.2%

+0.7%1 yearTotal return+39.1%

+4.3%3 years · per year$10,000 became $11,352 · $17,123+19.6%

+2.7%5 years · per year$10,000 became $11,403 · $16,459+10.5%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

4.82%Trailing 12-mo yield$482 · $296 a year on $10k2.96%

−2.6%Worst dropSmaller is better−6.9%

2.2%VolatilityLower is calmer11.8%

VTIPSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SCHD: Top 5 Holdings

Today

VTIP

[…]in top 5

SCHD

in top 521.4%

VTIPStockSCHD

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTIP vs SCHD Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

VTIPSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VTIP vs BNDX

YTD

VanguardVTIP

+0.4%

BNDXVanguard

+1.0%

+0.4%Year to date+1.0%

−2.6%Worst drop · 1Y−3.2%

2.2%Volatility · 1Y3.8%

4.8%Yield4.6%

$20.9BAssets$82.9B

3–1VTIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, SCHD, BNDX, SGOV

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

SCHD0.06%$6

BNDX0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTIP, SCHD, BNDX, SGOV

4.82%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.82%$482

BNDX4.63%$463

SGOV3.63%$363

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$479most kept, VTIP

VTIP$482 − $3 = $479

BNDX$463 − $7 = $456

SGOV$363 − $9 = $354

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTIP, SCHD, BNDX, SGOV

Today

[…]holdings […]

VTIPSCHDBNDXSGOV

VTIP—[…][…][…]

SCHD[…]—[…][…]

BNDX[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

VTIPWorst drop−2.6%2.2% vol

BNDXWorst drop−3.2%3.8% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSCHD

+0.4%Year to date+33.2%

4.8%Yield3.0%

+0.7%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026