Compare · 2 funds side by side · dividends reinvested

VTIP and SCHP

VTIPVanguard×SCHPSchwab×
$8k$9k$10k$11k$12kLow $9,659 · 2022VTIP$11,362SCHP$9,973Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,362VTIP · best of the two
02 / 04

VTIP and SCHP, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.82%+0.4%+0.7%+4.4%+2.6%−2.6%2.2%$20.9B1.3
Schwab US TIPS ETFBonds & Cash · Treasuries0.03%4.88%+0.1%−0.2%+4.6%−0.1%−3.8%3.5%$17.4B1.6
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: VTIP 2012 · SCHP 2010
@TheETFTracker·theetftracker.com

Head to Head

5Y
Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,362
VTIP
SCHP
Schwab US TIPS ETF · $17.4B$9,973

$10,000 five years ago, dividends reinvested

VTIPMeasureSCHP
+0.4%Year to dateJan 1 → Nov 4+0.1%
+0.7%1 yearTotal return−0.2%
+4.4%3 years · per year$10,000 became $11,386 · $11,452+4.6%
+2.6%5 years · per year$10,000 became $11,362 · $9,973−0.1%
0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%
4.82%Trailing 12-mo yield$482 · $488 a year on $10k4.88%
−2.6%Worst dropSmaller is better−3.8%
2.2%VolatilityLower is calmer3.5%
VTIPSCHP Winner of the row, in its colourEach row: the bigger of the two fills its side
5–2VTIP wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

VTIP vs SCHP: Top 5 Holdings

Today
[…]in top 5
in top 50.3%
VTIPStockSCHP
not top 5GVMXX0.3%
Held in common[…]
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

VTIP vs SCHP Returns, Every Period

5Y
VanguardVTIP
+2.6%
5 years, per year
SCHPSchwab
−0.1%
5 years, per year
−5%0%+5%+0.4%+0.1%YTD+0.7%−0.2%1 year+4.4%+4.6%3 yrs · yr+2.6%−0.1%5 yrs · yr
VTIPSCHPFaded: behind in that period
3–1VTIP wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

VTIP vs SCHP

YTD
VanguardVTIP
+0.4%
SCHPSchwab
+0.1%
Jan 1Nov 4+0.4%+0.1%
+0.4%Year to date+0.1%
−2.6%Worst drop · 1Y−3.8%
2.2%Volatility · 1Y3.5%
4.8%Yield4.9%
$20.9BAssets$17.4B
3–1VTIP wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: VTIP, SCHP

Today
0.03%lowest, VTIP
FundExpense ratioFee$10k
VTIP0.03%$3
SCHP0.03%$3
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: VTIP, SCHP

1Y
4.88%highest, SCHP
FundTrailing yieldYield$10k
SCHP4.88%$488
VTIP4.82%$482
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$485most kept, SCHP
SCHP$488 − $3 = $485
VTIP$482 − $3 = $479
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: VTIP, SCHP

Today
[…]holdings […]
VTIPSCHP
VTIP—[…]
SCHP[…]—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+0.7%VTIP, at 2.2% volatility
−0.5%0%+0.5%+1%+1.5%1%2%3%4%Volatility · 1 year → bumpierVTIP +0.7%SCHP −0.2%
VTIPWorst drop−2.6%2.2% vol
SCHPWorst drop−3.8%3.5% vol
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 4+0.1%+0.4%
+0.1%Year to date+0.4%
4.9%Yield4.8%
−0.2%Past year+0.7%
0.03%Fee0.03%
2–1VTIP wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$41.8BAssets$46.0B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$185BAssets$798B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com