Compare · 3 funds side by side · dividends reinvested

VTIP, SPY and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,509QQQ · best of the three

02 / 04

VTIP, SPY and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.8

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+1.0%+4.4%+2.7%−2.6%2.2%$20.9B2.0

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTIP 2012 · SPY 1993 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,413

VTIP

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested

VTIPMeasureSPY

+0.6%Year to dateJan 1 → Nov 6+8.7%

+1.0%1 yearTotal return+9.7%

+4.4%3 years · per year$10,000 became $11,376 · $18,039+21.7%

+2.7%5 years · per year$10,000 became $11,413 · $17,118+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.81%Trailing 12-mo yield$481 · $103 a year on $10k1.03%

−2.6%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.6%

VTIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SPY: Top 5 Holdings

Today

VTIP

[…]in top 5

SPY

in top 527.8%

VTIPStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTIP vs SPY Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VTIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VTIP vs SPY

YTD

VanguardVTIP

+0.6%

SPYSPDR

+8.7%

+0.6%Year to date+8.7%

−2.6%Worst drop · 1Y−8.9%

2.2%Volatility · 1Y13.6%

4.8%Yield1.0%

$20.9BAssets$819B

3–1VTIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, SPY, QQQ

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

SPY0.09%$9

QQQ0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTIP, SPY, QQQ

4.81%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.81%$481

SPY1.03%$103

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

SPY$103 − $9 = $94

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTIP, SPY, QQQ

Today

52.1%most shared, SPY and QQQ

VTIPSPYQQQ

VTIP—[…][…]

SPY[…]—52.1%

QQQ[…]52.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

VTIPWorst drop−2.6%2.2% vol

SPYWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSPY

+0.6%Year to date+8.7%

4.8%Yield1.0%

+1.0%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026