Compare · 4 funds side by side · dividends reinvested

VTIP, SPY, SGOV and SPYM

VTIPVanguard×SPYSPDR×SGOViShares×SPYMSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,553SPYM · best of the four

02 / 04

VTIP, SPY, SGOV and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.8

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.82%+0.4%+0.7%+4.3%+2.7%−2.6%2.2%$20.9B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTIP 2012 · SPY 1993 · SGOV 2020 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,403

VTIP

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

VTIPMeasureSPY

+0.4%Year to dateJan 1 → Nov 9+11.2%

+0.7%1 yearTotal return+13.5%

+4.3%3 years · per year$10,000 became $11,352 · $18,118+21.9%

+2.7%5 years · per year$10,000 became $11,403 · $17,493+11.8%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.82%Trailing 12-mo yield$482 · $101 a year on $10k1.01%

−2.6%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.7%

VTIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SPY: Top 5 Holdings

Today

VTIP

[…]in top 5

SPY

in top 527.8%

VTIPStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTIP vs SPY Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

VTIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VTIP vs SGOV

YTD

VanguardVTIP

+0.4%

SGOViShares

+3.2%

+0.4%Year to date+3.2%

−2.6%Worst drop · 1Y+0.0%

2.2%Volatility · 1Y0.2%

4.8%Yield3.6%

$20.9BAssets$116B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, SPY, SGOV, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTIP0.03%$3

SPY0.09%$9

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTIP, SPY, SGOV, SPYM

4.82%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.82%$482

SGOV3.63%$363

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$479most kept, VTIP

VTIP$482 − $3 = $479

SGOV$363 − $9 = $354

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTIP, SPY, SGOV, SPYM

Today

99.9%most shared, SPY and SPYM

VTIPSPYSGOVSPYM

VTIP—[…][…][…]

SPY[…]—[…]99.9%

SGOV[…][…]—[…]

SPYM[…]99.9%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%SPYM, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

VTIPWorst drop−2.6%2.2% vol

SPYMWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSPYM

+0.4%Year to date+11.3%

4.8%Yield1.0%

+0.7%Past year+13.6%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026