Compare · 4 funds side by side · dividends reinvested

VTIP, SPYM, SGOV and SPY

VTIPVanguard×SPYMSPDR×SGOViShares×SPYSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,429SPYM · best of the four

02 / 04

VTIP, SPYM, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+10.9%+13.1%+21.5%+11.8%−8.9%13.7%$179B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$778B2.8

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.83%+0.2%+0.4%+4.2%+2.6%−2.6%2.2%$20.9B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: VTIP 2012 · SPYM 2005 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,369

VTIP

SPYM

State Street SPDR Portfolio S&P 500 ETF · $179B$17,429

$10,000 five years ago, dividends reinvested

VTIPMeasureSPYM

+0.2%Year to dateJan 1 → Nov 10+10.9%

+0.4%1 yearTotal return+13.1%

+4.2%3 years · per year$10,000 became $11,297 · $17,936+21.5%

+2.6%5 years · per year$10,000 became $11,369 · $17,429+11.8%

0.03%Expense ratio$3 · $2 a year on $10k · lower is better0.02%

4.83%Trailing 12-mo yield$483 · $103 a year on $10k1.03%

−2.6%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.7%

VTIPSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SPYM: Top 5 Holdings

Today

VTIP

[…]in top 5

SPYM

in top 527.3%

VTIPStockSPYM

not top 5AAPL7.9%

not top 5NVDA6.6%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

VTIP vs SPYM Returns, Every Period

VanguardVTIP

+2.6%

5 years, per year

SPYMSPDR

+11.8%

5 years, per year

VTIPSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

VTIP vs SGOV

YTD

VanguardVTIP

+0.2%

SGOViShares

+3.2%

+0.2%Year to date+3.2%

−2.6%Worst drop · 1Y+0.0%

2.2%Volatility · 1Y0.2%

4.8%Yield3.6%

$20.9BAssets$116B

3–1SGOV wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, SPYM, SGOV, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTIP0.03%$3

SGOV0.09%$9

SPY0.09%$9

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: VTIP, SPYM, SGOV, SPY

4.83%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.83%$483

SGOV3.63%$363

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$480most kept, VTIP

VTIP$483 − $3 = $480

SGOV$363 − $9 = $354

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: VTIP, SPYM, SGOV, SPY

Today

99.9%most shared, SPYM and SPY

VTIPSPYMSGOVSPY

VTIP—[…][…][…]

SPYM[…]—[…]99.9%

SGOV[…][…]—[…]

SPY[…]99.9%[…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.1%SPYM, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

VTIPWorst drop−2.6%2.2% vol

SPYMWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.8% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSPYM

+0.2%Year to date+10.9%

4.8%Yield1.0%

+0.4%Past year+13.1%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 10, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026