Compare · 4 funds side by side · dividends reinvested

VTIP, SPYM, VCIT and MUB

VTIPVanguard×SPYMSPDR×VCITVanguard×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,553SPYM · best of the four

02 / 04

VTIP, SPYM, VCIT and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.82%+0.4%+0.7%+4.3%+2.7%−2.6%2.2%$20.9B2.1

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTIP 2012 · SPYM 2005 · VCIT 2009 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,403

VTIP

SPYM

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

$10,000 five years ago, dividends reinvested

VTIPMeasureSPYM

+0.4%Year to dateJan 1 → Nov 9+11.3%

+0.7%1 yearTotal return+13.6%

+4.3%3 years · per year$10,000 became $11,352 · $18,161+22.0%

+2.7%5 years · per year$10,000 became $11,403 · $17,553+11.9%

0.03%Expense ratio$3 · $2 a year on $10k · lower is better0.02%

4.82%Trailing 12-mo yield$482 · $103 a year on $10k1.03%

−2.6%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.7%

VTIPSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SPYM: Top 5 Holdings

Today

VTIP

[…]in top 5

SPYM

in top 527.8%

VTIPStockSPYM

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTIP vs SPYM Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

SPYMSPDR

+11.9%

5 years, per year

VTIPSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VTIP vs VCIT

YTD

VanguardVTIP

+0.4%

VCITVanguard

−0.7%

+0.4%Year to date−0.7%

−2.6%Worst drop · 1Y−4.9%

2.2%Volatility · 1Y4.5%

4.8%Yield5.0%

$20.9BAssets$66.6B

3–1VTIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, SPYM, VCIT, MUB

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTIP0.03%$3

VCIT0.03%$3

MUB0.05%$5

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTIP, SPYM, VCIT, MUB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTIP4.82%$482

MUB3.26%$326

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$482 − $3 = $479

MUB$326 − $5 = $321

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTIP, SPYM, VCIT, MUB

Today

[…]holdings […]

VTIPSPYMVCITMUB

VTIP—[…][…][…]

SPYM[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%SPYM, at 13.7% volatility

VTIPWorst drop−2.6%2.2% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

SPYMWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPYM

−0.7%Year to date+11.3%

5.0%Yield1.0%

+0.0%Past year+13.6%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026