Compare · 3 funds side by side · dividends reinvested

VTIP, TBIL and MUB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,413VTIP · best of the three

02 / 04

VTIP, TBIL and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.1%+3.7%+4.4%[…]−0.0%0.3%$7.5B1.7

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+0.8%+4.5%+2.7%−2.6%2.2%$20.9B1.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTIP 2012 · TBIL 2022 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,413

VTIP

TBIL

F/m US Treasury 3 Month Bill Fund · $7.5B[…]

$10,000 five years ago, dividends reinvested

VTIPMeasureTBIL

+0.6%Year to dateJan 1 → Nov 5+3.1%

+0.8%1 yearTotal return+3.7%

+4.5%3 years · per year$10,000 became $11,408 · $11,393+4.4%

+2.7%5 years · per year$10,000 became $11,413 · […][…]

0.03%Expense ratio$3 · $15 a year on $10k · lower is better0.15%

4.81%Trailing 12-mo yield$481 · $366 a year on $10k3.66%

−2.6%Worst dropSmaller is better−0.0%

2.2%VolatilityLower is calmer0.3%

VTIPTBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4TBIL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs TBIL: Top 5 Holdings

Today

VTIP

[…]in top 5

TBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTIP vs TBIL Returns, Every Period

VanguardVTIP

+0.8%

past year

TBILF/m

+3.7%

past year

VTIPTBILFaded: behind in that period

1–2TBIL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VTIP vs TBIL

YTD

VanguardVTIP

+0.6%

TBILF/m

+3.1%

+0.6%Year to date+3.1%

−2.6%Worst drop · 1Y−0.0%

2.2%Volatility · 1Y0.3%

4.8%Yield3.7%

$20.9BAssets$7.5B

3–1TBIL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, TBIL, MUB

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

MUB0.05%$5

TBIL0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTIP, TBIL, MUB

4.81%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.81%$481

TBIL3.66%$366

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

TBIL$366 − $15 = $351

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTIP, TBIL, MUB

Today

[…]holdings […]

VTIPTBILMUB

VTIP—[…][…]

TBIL[…]—[…]

MUB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%TBIL, at 0.3% volatility

TBILWorst drop−0.0%0.3% vol

VTIPWorst drop−2.6%2.2% vol

MUBWorst drop−6.3%3.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPTBIL

+0.6%Year to date+3.1%

4.8%Yield3.7%

+0.8%Past year+3.7%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026