Compare · 4 funds side by side · dividends reinvested

VTIP, TBIL, SGOV and VCIT

VTIPVanguard×TBILF/m×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,090SGOV · best of the four

02 / 04

VTIP, TBIL, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.2%+3.8%+4.5%[…]−0.0%0.3%$7.5B2.3

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+1.0%+4.4%+2.7%−2.6%2.2%$20.9B2.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTIP 2012 · TBIL 2022 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

VTIP

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,413

$10,000 five years ago, dividends reinvested

VCITMeasureVTIP

−0.8%Year to dateJan 1 → Nov 6+0.6%

+0.4%1 yearTotal return+1.0%

+6.9%3 years · per year$10,000 became $12,210 · $11,376+4.4%

+1.0%5 years · per year$10,000 became $10,493 · $11,413+2.7%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.02%Trailing 12-mo yield$502 · $481 a year on $10k4.81%

−4.9%Worst dropSmaller is better−2.6%

4.5%VolatilityLower is calmer2.2%

VCITVTIP Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VTIP wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs VTIP: Top 5 Holdings

Today

VCIT

[…]in top 5

VTIP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs VTIP Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

VTIPVanguard

+2.7%

5 years, per year

VCITVTIPFaded: behind in that period

1–3VTIP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs VTIP

YTD

VanguardVCIT

−0.8%

VTIPVanguard

+0.6%

−0.8%Year to date+0.6%

−4.9%Worst drop · 1Y−2.6%

4.5%Volatility · 1Y2.2%

5.0%Yield4.8%

$66.6BAssets$20.9B

3–1VTIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, TBIL, SGOV, VCIT

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

VCIT0.03%$3

SGOV0.09%$9

TBIL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTIP, TBIL, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTIP4.81%$481

TBIL3.66%$366

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$481 − $3 = $478

SGOV$363 − $9 = $354

TBIL$366 − $15 = $351

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTIP, TBIL, SGOV, VCIT

Today

[…]holdings […]

VTIPTBILSGOVVCIT

VTIP—[…][…][…]

TBIL[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%TBIL, at 0.3% volatility

SGOVWorst drop0.0%0.2% vol

TBILWorst drop−0.0%0.3% vol

VTIPWorst drop−2.6%2.2% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITTBIL

−0.8%Year to date+3.2%

5.0%Yield3.7%

+0.4%Past year+3.8%

0.03%Fee0.15%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026