Compare · 4 funds side by side · dividends reinvested

VTIP, TBIL, VCIT and BND

VTIPVanguard×TBILF/m×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$11,413VTIP · best of the four

02 / 04

VTIP, TBIL, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+1.0%+4.4%+2.7%−2.6%2.2%$20.9B2.0

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.2%+3.8%+4.5%[…]−0.0%0.3%$7.5B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTIP 2012 · TBIL 2022 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

F/m US Treasury 3 Month Bill Fund · $7.5B[…]

TBIL

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

TBILMeasureBND

+3.2%Year to dateJan 1 → Nov 6−0.0%

+3.8%1 yearTotal return+0.6%

+4.5%3 years · per year$10,000 became $11,400 · $11,637+5.2%

[…]5 years · per year$10,000 became […] · $9,974−0.1%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.66%Trailing 12-mo yield$366 · $412 a year on $10k4.12%

−0.0%Worst dropSmaller is better−4.5%

0.3%VolatilityLower is calmer4.0%

TBILBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3TBIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TBIL vs BND: Top 5 Holdings

Today

TBIL

[…]in top 5

BND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

TBIL vs BND Returns, Every Period

F/mTBIL

+3.8%

past year

BNDVanguard

+0.6%

past year

TBILBNDFaded: behind in that period

2–1TBIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

TBIL vs VCIT

YTD

F/mTBIL

+3.2%

VCITVanguard

−0.8%

+3.2%Year to date−0.8%

−0.0%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$7.5BAssets$66.6B

3–1TBIL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, TBIL, VCIT, BND

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

VCIT0.03%$3

BND0.03%$3

TBIL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTIP, TBIL, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTIP4.81%$481

BND4.12%$412

TBIL3.66%$366

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$481 − $3 = $478

BND$412 − $3 = $409

TBIL$366 − $15 = $351

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTIP, TBIL, VCIT, BND

Today

[…]holdings […]

VTIPTBILVCITBND

VTIP—[…][…][…]

TBIL[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%TBIL, at 0.3% volatility

TBILWorst drop−0.0%0.3% vol

VTIPWorst drop−2.6%2.2% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITTBIL

−0.8%Year to date+3.2%

5.0%Yield3.7%

+0.4%Past year+3.8%

0.03%Fee0.15%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026