Compare · 4 funds side by side · dividends reinvested

VTIP, TBIL, VCIT and MUB

VTIPVanguard×TBILF/m×VCITVanguard×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$11,403VTIP · best of the four

02 / 04

VTIP, TBIL, VCIT and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.2%+3.8%+4.4%[…]−0.0%0.3%$7.5B1.9

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.82%+0.4%+0.7%+4.3%+2.7%−2.6%2.2%$20.9B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTIP 2012 · TBIL 2022 · VCIT 2009 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,403

VTIP

TBIL

F/m US Treasury 3 Month Bill Fund · $7.5B[…]

$10,000 five years ago, dividends reinvested

VTIPMeasureTBIL

+0.4%Year to dateJan 1 → Nov 9+3.2%

+0.7%1 yearTotal return+3.8%

+4.3%3 years · per year$10,000 became $11,352 · $11,395+4.4%

+2.7%5 years · per year$10,000 became $11,403 · […][…]

0.03%Expense ratio$3 · $15 a year on $10k · lower is better0.15%

4.82%Trailing 12-mo yield$482 · $366 a year on $10k3.66%

−2.6%Worst dropSmaller is better−0.0%

2.2%VolatilityLower is calmer0.3%

VTIPTBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5TBIL wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs TBIL: Top 5 Holdings

Today

VTIP

[…]in top 5

TBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTIP vs TBIL Returns, Every Period

VanguardVTIP

+0.7%

past year

TBILF/m

+3.8%

past year

VTIPTBILFaded: behind in that period

0–3TBIL wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VTIP vs VCIT

YTD

VanguardVTIP

+0.4%

VCITVanguard

−0.7%

+0.4%Year to date−0.7%

−2.6%Worst drop · 1Y−4.9%

2.2%Volatility · 1Y4.5%

4.8%Yield5.0%

$20.9BAssets$66.6B

3–1VTIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, TBIL, VCIT, MUB

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

VCIT0.03%$3

MUB0.05%$5

TBIL0.15%$15

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTIP, TBIL, VCIT, MUB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTIP4.82%$482

TBIL3.66%$366

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$482 − $3 = $479

TBIL$366 − $15 = $351

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTIP, TBIL, VCIT, MUB

Today

[…]holdings […]

VTIPTBILVCITMUB

VTIP—[…][…][…]

TBIL[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%TBIL, at 0.3% volatility

TBILWorst drop−0.0%0.3% vol

VTIPWorst drop−2.6%2.2% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITTBIL

−0.7%Year to date+3.2%

5.0%Yield3.7%

+0.0%Past year+3.8%

0.03%Fee0.15%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026