Compare · 3 funds side by side · dividends reinvested

VTIP, TLT and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,413VTIP · best of the three

02 / 04

VTIP, TLT and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+0.8%+4.5%+2.7%−2.6%2.2%$20.9B1.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.6

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−4.6%+3.8%−7.7%−12.5%9.6%$49.1B3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTIP 2012 · TLT 2002 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $49.1B$6,684

TLT

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

TLTMeasureVCIT

−2.3%Year to dateJan 1 → Nov 5−0.6%

−4.6%1 yearTotal return+0.3%

+3.8%3 years · per year$10,000 became $11,187 · $12,368+7.3%

−7.7%5 years · per year$10,000 became $6,684 · $10,508+1.0%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

4.77%Trailing 12-mo yield$477 · $502 a year on $10k5.02%

−12.5%Worst dropSmaller is better−4.9%

9.6%VolatilityLower is calmer4.5%

TLTVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VCIT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs VCIT: Top 5 Holdings

Today

TLT

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

TLT vs VCIT Returns, Every Period

iSharesTLT

−7.7%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

TLTVCITFaded: behind in that period

0–4VCIT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

TLT vs VCIT

YTD

iSharesTLT

−2.3%

VCITVanguard

−0.6%

−2.3%Year to date−0.6%

−12.5%Worst drop · 1Y−4.9%

9.6%Volatility · 1Y4.5%

4.8%Yield5.0%

$49.1BAssets$66.6B

4–0VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, TLT, VCIT

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

VCIT0.03%$3

TLT0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTIP, TLT, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTIP4.81%$481

TLT4.77%$477

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$481 − $3 = $478

TLT$477 − $15 = $462

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTIP, TLT, VCIT

Today

[…]holdings […]

VTIPTLTVCIT

VTIP—[…][…]

TLT[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.8%VTIP, at 2.2% volatility

VTIPWorst drop−2.6%2.2% vol

VCITWorst drop−4.9%4.5% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVTIP

−0.6%Year to date+0.6%

5.0%Yield4.8%

+0.3%Past year+0.8%

0.03%Fee0.03%

2–1VTIP wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026