Compare · 3 funds side by side · dividends reinvested

VTIP, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

VTIP, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.9

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+0.8%+4.5%+2.7%−2.6%2.2%$20.9B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTIP 2012 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,413

VTIP

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

VTIPMeasureVTI

+0.6%Year to dateJan 1 → Nov 5+8.4%

+0.8%1 yearTotal return+9.9%

+4.5%3 years · per year$10,000 became $11,408 · $18,113+21.9%

+2.7%5 years · per year$10,000 became $11,413 · $16,332+10.3%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.81%Trailing 12-mo yield$481 · $110 a year on $10k1.10%

−2.6%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.7%

VTIPVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs VTI: Top 5 Holdings

Today

VTIP

[…]in top 5

VTI

in top 525.0%

VTIPStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTIP vs VTI Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

VTIPVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VTIP vs VTI

YTD

VanguardVTIP

+0.6%

VTIVanguard

+8.4%

+0.6%Year to date+8.4%

−2.6%Worst drop · 1Y−8.9%

2.2%Volatility · 1Y13.7%

4.8%Yield1.1%

$20.9BAssets$689B

3–1VTIP wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, VTI, SPY

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

VTI0.03%$3

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTIP, VTI, SPY

4.81%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.81%$481

VTI1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

VTI$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTIP, VTI, SPY

Today

86.5%most shared, VTI and SPY

VTIPVTISPY

VTIP—[…][…]

VTI[…]—86.5%

SPY[…]86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VTIPWorst drop−2.6%2.2% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPVTI

+0.6%Year to date+8.4%

4.8%Yield1.1%

+0.8%Past year+9.9%

0.03%Fee0.03%

2–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026