Compare · 4 funds side by side · dividends reinvested

VTV, HAPI, DFAC and IJR

VTVVanguard×HAPIHarbor×DFACDimensional×IJRiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,585VTV · best of the four

02 / 04

VTV, HAPI, DFAC and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.87%+18.5%+22.9%+20.9%+12.0%−6.4%10.7%$184B1.3

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.4%+13.8%+21.0%+10.6%−8.5%12.9%$85.7B2.8

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.5%+17.6%+17.3%+5.7%−9.7%16.2%$104B2.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTV 2004 · HAPI 2022 · DFAC 2005 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Value ETF · $184B$17,585

VTV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 35.4% in common

VTVMeasureHAPI

+18.5%Year to dateJan 1 → Nov 6+8.0%

+22.9%1 yearTotal return+9.9%

+20.9%3 years · per year$10,000 became $17,687 · $18,006+21.7%

+12.0%5 years · per year$10,000 became $17,585 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.87%Trailing 12-mo yield$187 · $80 a year on $10k0.80%

−6.4%Worst dropSmaller is better−8.1%

10.7%VolatilityLower is calmer12.7%

VTVHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1VTV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTV vs HAPI: Top 5 Holdings

Today

VTV

15.8%in top 5

HAPI

in top 527.4%

VTVStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.2%

not top 5AMZN6.0%

not top 5NVDA4.6%

4.6%MUnot top 5

not top 5META4.4%

3.3%JPMnot top 5

2.9%BRK-Bnot top 5

2.6%XOMnot top 5

2.4%JNJnot top 5

Held in common35.4%

End-of-day Nov 6, 2026 · share of each fund

VTV vs HAPI Returns, Every Period

VanguardVTV

+22.9%

past year

HAPIHarbor

+9.9%

past year

VTVHAPIFaded: behind in that period

2–1VTV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VTV vs IJR

YTD

VanguardVTV

+18.5%

IJRiShares

+15.5%

+18.5%Year to date+15.5%

−6.4%Worst drop · 1Y−9.7%

10.7%Volatility · 1Y16.2%

1.9%Yield1.2%

$184BAssets$104B

4–0VTV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTV, HAPI, DFAC, IJR

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

IJR0.06%$6

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTV, HAPI, DFAC, IJR

1.87%highest, VTV

FundTrailing yieldYield$10k

VTV1.87%$187

IJR1.24%$124

DFAC0.90%$90

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

IJR$124 − $6 = $118

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTV, HAPI, DFAC, IJR

Today

42.0%most shared, HAPI and DFAC

VTVHAPIDFACIJR

VTV—35.4%38.0%0.0%

HAPI35.4%—42.0%0.1%

DFAC38.0%42.0%—6.4%

IJR0.0%0.1%6.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.9%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.7% vol

DFACWorst drop−8.5%12.9% vol

IJRWorst drop−9.7%16.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTVIJR

+18.5%Year to date+15.5%

1.9%Yield1.2%

+22.9%Past year+17.6%

0.03%Fee0.06%

4–0VTV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026