Compare · 4 funds side by side · dividends reinvested

VTV, HAPI, VO and DFAC

VTVVanguard×HAPIHarbor×VOVanguard×DFACDimensional×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,585VTV · best of the four

02 / 04

VTV, HAPI, VO and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.87%+18.5%+22.9%+20.9%+12.0%−6.4%10.7%$184B1.3

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.6%+11.6%+18.6%+6.3%−8.2%12.9%$103B2.8

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.4%+13.8%+21.0%+10.6%−8.5%12.9%$85.7B2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTV 2004 · HAPI 2022 · VO 2004 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

Vanguard Morningstar Mid-Cap ETF · $103B$13,590

$10,000 five years ago, dividends reinvested · they hold 13.5% in common

HAPIMeasureVO

+8.0%Year to dateJan 1 → Nov 6+10.6%

+9.9%1 yearTotal return+11.6%

+21.7%3 years · per year$10,000 became $18,006 · $16,701+18.6%

[…]5 years · per year$10,000 became […] · $13,590+6.3%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $139 a year on $10k1.39%

−8.1%Worst dropSmaller is better−8.2%

12.7%VolatilityLower is calmer12.9%

HAPIVO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VO: Top 5 Holdings

Today

HAPI

27.4%in top 5

in top 55.3%

HAPIStockVO

6.2%AAPLnot top 5

6.2%MSFTnot top 5

6.0%AMZNnot top 5

4.6%NVDAnot top 5

4.4%METAnot top 5

not top 5NET1.1%

not top 5VLO1.1%

not top 5MPC1.1%

not top 5PSX1.0%

not top 5PWR1.0%

Held in common13.5%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs VO Returns, Every Period

HarborHAPI

+9.9%

past year

VOVanguard

+11.6%

past year

HAPIVOFaded: behind in that period

1–2VO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+8.0%

VTVVanguard

+18.5%

+8.0%Year to date+18.5%

−8.1%Worst drop · 1Y−6.4%

12.7%Volatility · 1Y10.7%

0.8%Yield1.9%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTV, HAPI, VO, DFAC

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

VO0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTV, HAPI, VO, DFAC

1.87%highest, VTV

FundTrailing yieldYield$10k

VTV1.87%$187

VO1.39%$139

DFAC0.90%$90

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

VO$139 − $3 = $136

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTV, HAPI, VO, DFAC

Today

42.0%most shared, HAPI and DFAC

VTVHAPIVODFAC

VTV—35.4%28.5%38.0%

HAPI35.4%—13.5%42.0%

VO28.5%13.5%—19.7%

DFAC38.0%42.0%19.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.9%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.7% vol

VOWorst drop−8.2%12.9% vol

DFACWorst drop−8.5%12.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTVDFAC

+18.5%Year to date+11.4%

1.9%Yield0.9%

+22.9%Past year+13.8%

0.03%Fee0.21%

4–0VTV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026