Compare · 4 funds side by side · dividends reinvested

VUG, NETL, IWF and XLF

VUGVanguard×NETLNETL×IWFiShares×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,565VUG · best of the four

02 / 04

VUG, NETL, IWF and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.3

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M2.6

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.38%−2.5%−2.2%+19.8%+9.7%−14.6%19.5%$115B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VUG 2004 · NETL 2019 · IWF 2000 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,871

NETL

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NETLMeasureXLF

+7.6%Year to dateJan 1 → Nov 9+7.2%

+8.6%1 yearTotal return+12.4%

+9.0%3 years · per year$10,000 became $12,949 · $18,230+22.2%

−0.3%5 years · per year$10,000 became $9,871 · $15,690+9.4%

0.60%Expense ratio$60 · $8 a year on $10k · lower is better0.08%

5.14%Trailing 12-mo yield$514 · $142 a year on $10k1.42%

−16.7%Worst dropSmaller is better−14.8%

15.0%VolatilityLower is calmer15.3%

NETLXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs XLF: Top 5 Holdings

Today

NETL

42.6%in top 5

XLF

in top 543.8%

NETLStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V9.0%

8.7%ADCnot top 5

8.7%VICInot top 5

8.7%Onot top 5

8.4%WPCnot top 5

8.2%NNNnot top 5

not top 5MA6.6%

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

NETL vs XLF Returns, Every Period

NETLNETL

−0.3%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

NETLXLFFaded: behind in that period

1–3XLF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

NETL vs XLF

YTD

NETLNETL

+7.6%

XLFSPDR

+7.2%

+7.6%Year to date+7.2%

−16.7%Worst drop · 1Y−14.8%

15.0%Volatility · 1Y15.3%

5.1%Yield1.4%

$48.2MAssets$53.4B

3–1NETL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUG, NETL, IWF, XLF

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

IWF0.18%$18

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VUG, NETL, IWF, XLF

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLF1.42%$142

VUG0.41%$41

IWF0.38%$38

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

VUG$41 − $3 = $38

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VUG, NETL, IWF, XLF

Today

78.1%most shared, VUG and IWF

VUGNETLIWFXLF

VUG—0.0%78.1%3.9%

NETL0.0%—0.0%0.0%

IWF78.1%0.0%—5.2%

XLF3.9%0.0%5.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+12.4%XLF, at 15.3% volatility

NETLWorst drop−16.7%15.0% vol

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.1% vol

IWFWorst drop−14.6%19.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLXLF

+7.6%Year to date+7.2%

5.1%Yield1.4%

+8.6%Past year+12.4%

0.60%Fee0.08%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026