Compare · 3 funds side by side · dividends reinvested

VUG, XLE and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

VUG, XLE and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$42.0B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.8

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VUG 2004 · XLE 1998 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Growth ETF · $233B$16,052

VUG

XLE

State Street Energy Select Sector SPDR ETF · $42.0B$25,404

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

VUGMeasureXLE

+0.5%Year to dateJan 1 → Nov 5+40.6%

−0.6%1 yearTotal return+45.4%

+22.8%3 years · per year$10,000 became $18,532 · $15,905+16.7%

+9.9%5 years · per year$10,000 became $16,052 · $25,404+20.5%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

0.43%Trailing 12-mo yield$43 · $247 a year on $10k2.47%

−15.1%Worst dropSmaller is better−15.0%

19.0%VolatilityLower is calmer23.3%

VUGXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLE wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUG vs XLE: Top 5 Holdings

Today

VUG

45.2%in top 5

XLE

in top 559.2%

VUGStockXLE

not top 5XOM24.3%

not top 5CVX18.6%

13.5%NVDAnot top 5

12.5%AAPLnot top 5

9.7%MSFTnot top 5

not top 5COP7.1%

5.2%GOOGLnot top 5

not top 5PSX4.6%

not top 5MPC4.5%

4.3%AVGOnot top 5

Held in common0.2%

End-of-day Nov 5, 2026 · share of each fund

VUG vs XLE Returns, Every Period

VanguardVUG

+9.9%

5 years, per year

XLESPDR

+20.5%

5 years, per year

VUGXLEFaded: behind in that period

1–3XLE wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Sector: VUG vs XLE

YTD

VanguardVUG

+0.5%

XLESPDR

+40.6%

+0.5%Year to date+40.6%

−15.1%Worst drop · 1Y−15.0%

19.0%Volatility · 1Y23.3%

0.4%Yield2.5%

$233BAssets$42.0B

3–1XLE wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUG, XLE, XLF

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLE0.08%$8

XLF0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VUG, XLE, XLF

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

XLF1.44%$144

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

XLF$144 − $8 = $136

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VUG, XLE, XLF

Today

3.9%most shared, VUG and XLF

VUGXLEXLF

VUG—0.2%3.9%

XLE0.2%—0.0%

XLF3.9%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.0% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLF

+40.6%Year to date+6.3%

2.5%Yield1.4%

+45.4%Past year+11.4%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026