Compare · 3 funds side by side · dividends reinvested

VUG, XLF and VGT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,281VGT · best of the three

02 / 04

VUG, XLF and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.9

Vanguard Information Technology ETFSectors · Technology0.09%0.42%+19.3%+18.0%+29.2%+16.3%−17.5%26.6%$155B1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VUG 2004 · XLF 1998 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Growth ETF · $233B$16,565

VUG

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

VUGMeasureXLF

+4.2%Year to dateJan 1 → Nov 9+7.2%

+4.7%1 yearTotal return+12.4%

+22.9%3 years · per year$10,000 became $18,569 · $18,230+22.2%

+10.6%5 years · per year$10,000 became $16,565 · $15,690+9.4%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

0.41%Trailing 12-mo yield$41 · $142 a year on $10k1.42%

−15.1%Worst dropSmaller is better−14.8%

19.1%VolatilityLower is calmer15.3%

VUGXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUG vs XLF: Top 5 Holdings

Today

VUG

45.2%in top 5

XLF

in top 543.8%

VUGStockXLF

13.5%NVDAnot top 5

not top 5BRK-B13.2%

12.5%AAPLnot top 5

not top 5JPM11.1%

9.7%MSFTnot top 5

not top 5V9.0%

not top 5MA6.6%

5.2%GOOGLnot top 5

4.3%AVGOnot top 5

not top 5BAC4.0%

Held in common3.9%

End-of-day Nov 9, 2026 · share of each fund

VUG vs XLF Returns, Every Period

VanguardVUG

+10.6%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

VUGXLFFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Sector: VUG vs XLF

YTD

VanguardVUG

+4.2%

XLFSPDR

+7.2%

+4.2%Year to date+7.2%

−15.1%Worst drop · 1Y−14.8%

19.1%Volatility · 1Y15.3%

0.4%Yield1.4%

$233BAssets$53.4B

4–0XLF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUG, XLF, VGT

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

VGT0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VUG, XLF, VGT

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

VGT0.42%$42

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

VUG$41 − $3 = $38

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VUG, XLF, VGT

Today

59.0%most shared, VUG and VGT

VUGXLFVGT

VUG—3.9%59.0%

XLF3.9%—0.0%

VGT59.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.0%VGT, at 26.6% volatility

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.1% vol

VGTWorst drop−17.5%26.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVGT

+7.2%Year to date+19.3%

1.4%Yield0.4%

+12.4%Past year+18.0%

0.08%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026