Compare · 3 funds side by side · dividends reinvested

VUG, XLF and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

VUG, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$40.5B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VUG 2004 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Growth ETF · $233B$16,124

VUG

XLF

State Street Financial Select Sector SPDR ETF · $54.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 3.9% in common

VUGMeasureXLF

+1.4%Year to dateJan 1 → Nov 6+5.7%

+0.2%1 yearTotal return+10.4%

+22.6%3 years · per year$10,000 became $18,415 · $18,391+22.5%

+10.0%5 years · per year$10,000 became $16,124 · $15,474+9.1%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

0.42%Trailing 12-mo yield$42 · $144 a year on $10k1.44%

−15.1%Worst dropSmaller is better−14.8%

19.0%VolatilityLower is calmer15.3%

VUGXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUG vs XLF: Top 5 Holdings

Today

VUG

45.2%in top 5

XLF

in top 543.7%

VUGStockXLF

13.5%NVDAnot top 5

not top 5BRK-B13.2%

12.5%AAPLnot top 5

not top 5JPM11.1%

9.7%MSFTnot top 5

not top 5V8.9%

not top 5MA6.5%

5.2%GOOGLnot top 5

4.3%AVGOnot top 5

not top 5BAC4.0%

Held in common3.9%

End-of-day Nov 6, 2026 · share of each fund

VUG vs XLF Returns, Every Period

VanguardVUG

+10.0%

5 years, per year

XLFSPDR

+9.1%

5 years, per year

VUGXLFFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Sector: VUG vs XLE

YTD

VanguardVUG

+1.4%

XLESPDR

+40.6%

+1.4%Year to date+40.6%

−15.1%Worst drop · 1Y−15.0%

19.0%Volatility · 1Y23.3%

0.4%Yield2.5%

$233BAssets$40.5B

3–1XLE wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUG, XLF, XLE

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

XLF0.08%$8

XLE0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VUG, XLF, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

XLF1.44%$144

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

XLF$144 − $8 = $136

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VUG, XLF, XLE

Today

3.9%most shared, VUG and XLF

VUGXLFXLE

VUG—3.9%0.2%

XLF3.9%—0.0%

XLE0.2%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

XLFWorst drop−14.8%15.3% vol

VUGWorst drop−15.1%19.0% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLF

+40.6%Year to date+5.7%

2.5%Yield1.4%

+45.0%Past year+10.4%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026