Compare · 3 funds side by side · dividends reinvested

VUSB, FLUD and SGOV

VUSBVanguard×FLUDFranklin Templeton×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,136FLUD · best of the three

02 / 04

VUSB, FLUD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Franklin Ultra Short Bond ETFBonds & Cash · Ultra-short0.15%3.99%+3.1%+3.9%+5.1%+3.9%−0.2%1.2%$648M2.0

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+2.9%+3.8%+5.2%+3.7%−0.4%0.7%$9.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VUSB 2021 · FLUD 2020 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Ultra-Short Bond ETF · $9.9B$12,019

VUSB

FLUD

Franklin Ultra Short Bond ETF · $648M$12,136

$10,000 five years ago, dividends reinvested

VUSBMeasureFLUD

+2.9%Year to dateJan 1 → Nov 6+3.1%

+3.8%1 yearTotal return+3.9%

+5.2%3 years · per year$10,000 became $11,641 · $11,600+5.1%

+3.7%5 years · per year$10,000 became $12,019 · $12,136+3.9%

0.10%Expense ratio$10 · $15 a year on $10k · lower is better0.15%

4.27%Trailing 12-mo yield$427 · $399 a year on $10k3.99%

−0.4%Worst dropSmaller is better−0.2%

0.7%VolatilityLower is calmer1.2%

VUSBFLUD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUSB vs FLUD: Top 5 Holdings

Today

VUSB

[…]in top 5

FLUD

in top 53.3%

VUSBStockFLUD

not top 5KVUE1.0%

not top 5ERACPP0.6%

not top 5ESSCP0.6%

not top 5EXSPL0.6%

not top 5AGRELP0.5%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VUSB vs FLUD Returns, Every Period

VanguardVUSB

+3.7%

5 years, per year

FLUDFranklin Templeton

+3.9%

5 years, per year

VUSBFLUDFaded: behind in that period

1–3FLUD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VUSB vs FLUD

YTD

VanguardVUSB

+2.9%

FLUDFranklin Templeton

+3.1%

+2.9%Year to date+3.1%

−0.4%Worst drop · 1Y−0.2%

0.7%Volatility · 1Y1.2%

4.3%Yield4.0%

$9.9BAssets$648M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUSB, FLUD, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

VUSB0.10%$10

FLUD0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VUSB, FLUD, SGOV

4.27%highest, VUSB

FundTrailing yieldYield$10k

VUSB4.27%$427

FLUD3.99%$399

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$417most kept, VUSB

VUSB$427 − $10 = $417

FLUD$399 − $15 = $384

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VUSB, FLUD, SGOV

Today

[…]holdings […]

VUSBFLUDSGOV

VUSB—[…][…]

FLUD[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.9%FLUD, at 1.2% volatility

SGOVWorst drop0.0%0.2% vol

VUSBWorst drop−0.4%0.7% vol

FLUDWorst drop−0.2%1.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VUSBSGOV

+2.9%Year to date+3.2%

4.3%Yield3.6%

+3.8%Past year+3.8%

0.10%Fee0.09%

2–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026