Compare · 3 funds side by side · dividends reinvested

VUSB, SJLD and BND

VUSBVanguard×SJLDSanJac Alpha×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,017VUSB · best of the three

02 / 04

VUSB, SJLD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+2.9%+3.7%+5.2%+3.7%−0.4%0.7%$9.9B1.4

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.3%+2.3%[…][…]−1.1%1.4%$2M2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VUSB 2021 · SJLD 2024 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Low Duration ETF · $2M[…]

SJLD

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

SJLDMeasureBND

+2.3%Year to dateJan 1 → Nov 5+0.1%

+2.3%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $11,761+5.6%

[…]5 years · per year$10,000 became […] · $9,983−0.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

5.16%Trailing 12-mo yield$516 · $412 a year on $10k4.12%

−1.1%Worst dropSmaller is better−4.5%

1.4%VolatilityLower is calmer4.0%

SJLDBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1SJLD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJLD vs BND: Top 5 Holdings

Today

SJLD

24.2%in top 5

BND

in top 5[…]

SJLDStockBND

6.6%PMTVnot top 5

6.6%PMTWnot top 5

4.4%MFAOnot top 5

3.3%CIMOnot top 5

3.3%MFANnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SJLD vs BND Returns, Every Period

SanJac AlphaSJLD

+2.3%

past year

BNDVanguard

+0.4%

past year

SJLDBNDFaded: behind in that period

2–0SJLD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SJLD vs VUSB

YTD

SanJac AlphaSJLD

+2.3%

VUSBVanguard

+2.9%

+2.3%Year to date+2.9%

−1.1%Worst drop · 1Y−0.4%

1.4%Volatility · 1Y0.7%

5.2%Yield4.3%

$2.2MAssets$9.9B

3–1VUSB wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUSB, SJLD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VUSB0.10%$10

SJLD0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VUSB, SJLD, BND

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VUSB4.27%$427

BND4.12%$412

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$481most kept, SJLD

SJLD$516 − $35 = $481

VUSB$427 − $10 = $417

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VUSB, SJLD, BND

Today

[…]holdings […]

VUSBSJLDBND

VUSB—[…][…]

SJLD[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%VUSB, at 0.7% volatility

VUSBWorst drop−0.4%0.7% vol

SJLDWorst drop−1.1%1.4% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDVUSB

+2.3%Year to date+2.9%

5.2%Yield4.3%

+2.3%Past year+3.7%

0.35%Fee0.10%

3–1VUSB wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026