Compare · 4 funds side by side · dividends reinvested

VUSB, SJLD, VCIT and BND

VUSBVanguard×SJLDSanJac Alpha×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,019VUSB · best of the four

02 / 04

VUSB, SJLD, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+2.9%+3.8%+5.2%+3.7%−0.4%0.7%$9.9B1.6

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.3%+2.4%[…][…]−1.1%1.4%$2M2.2

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VUSB 2021 · SJLD 2024 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Low Duration ETF · $2M[…]

SJLD

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

SJLDMeasureVCIT

+2.3%Year to dateJan 1 → Nov 6−0.8%

+2.4%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $12,210+6.9%

[…]5 years · per year$10,000 became […] · $10,493+1.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

5.16%Trailing 12-mo yield$516 · $502 a year on $10k5.02%

−1.1%Worst dropSmaller is better−4.9%

1.4%VolatilityLower is calmer4.5%

SJLDVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1SJLD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJLD vs VCIT: Top 5 Holdings

Today

SJLD

24.1%in top 5

VCIT

in top 5[…]

SJLDStockVCIT

6.6%PMTVnot top 5

6.6%PMTWnot top 5

4.4%MFAOnot top 5

3.3%CIMOnot top 5

3.3%MFANnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SJLD vs VCIT Returns, Every Period

SanJac AlphaSJLD

+2.4%

past year

VCITVanguard

+0.4%

past year

SJLDVCITFaded: behind in that period

2–0SJLD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SJLD vs VCIT

YTD

SanJac AlphaSJLD

+2.3%

VCITVanguard

−0.8%

+2.3%Year to date−0.8%

−1.1%Worst drop · 1Y−4.9%

1.4%Volatility · 1Y4.5%

5.2%Yield5.0%

$2.2MAssets$66.6B

4–0SJLD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUSB, SJLD, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

VUSB0.10%$10

SJLD0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VUSB, SJLD, VCIT, BND

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VCIT5.02%$502

VUSB4.27%$427

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

VUSB$427 − $10 = $417

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VUSB, SJLD, VCIT, BND

Today

[…]holdings […]

VUSBSJLDVCITBND

VUSB—[…][…][…]

SJLD[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%VUSB, at 0.7% volatility

VUSBWorst drop−0.4%0.7% vol

SJLDWorst drop−1.1%1.4% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDVUSB

+2.3%Year to date+2.9%

5.2%Yield4.3%

+2.4%Past year+3.8%

0.35%Fee0.10%

3–1VUSB wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026