Compare · 3 funds side by side · dividends reinvested

VUSB, SJLD and VCIT

VUSBVanguard×SJLDSanJac Alpha×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,028VUSB · best of the three

02 / 04

VUSB, SJLD and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+3.0%+3.7%+5.2%+3.8%−0.4%0.7%$9.9B1.5

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.2%+2.3%[…][…]−1.1%1.5%$2M2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VUSB 2021 · SJLD 2024 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Low Duration ETF · $2M[…]

SJLD

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

SJLDMeasureVCIT

+2.2%Year to dateJan 1 → Nov 9−0.7%

+2.3%1 yearTotal return+0.0%

[…]3 years · per year$10,000 became […] · $12,129+6.6%

[…]5 years · per year$10,000 became […] · $10,510+1.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

5.16%Trailing 12-mo yield$516 · $502 a year on $10k5.02%

−1.1%Worst dropSmaller is better−4.9%

1.5%VolatilityLower is calmer4.5%

SJLDVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1SJLD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJLD vs VCIT: Top 5 Holdings

Today

SJLD

24.1%in top 5

VCIT

in top 5[…]

SJLDStockVCIT

6.6%PMTVnot top 5

6.6%PMTWnot top 5

4.4%MFAOnot top 5

3.3%CIMOnot top 5

3.3%MFANnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SJLD vs VCIT Returns, Every Period

SanJac AlphaSJLD

+2.3%

past year

VCITVanguard

+0.0%

past year

SJLDVCITFaded: behind in that period

2–0SJLD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SJLD vs VCIT

YTD

SanJac AlphaSJLD

+2.2%

VCITVanguard

−0.7%

+2.2%Year to date−0.7%

−1.1%Worst drop · 1Y−4.9%

1.5%Volatility · 1Y4.5%

5.2%Yield5.0%

$2.2MAssets$66.6B

4–0SJLD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUSB, SJLD, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VUSB0.10%$10

SJLD0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VUSB, SJLD, VCIT

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VCIT5.02%$502

VUSB4.27%$427

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

VUSB$427 − $10 = $417

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VUSB, SJLD, VCIT

Today

[…]holdings […]

VUSBSJLDVCIT

VUSB—[…][…]

SJLD[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%VUSB, at 0.7% volatility

VUSBWorst drop−0.4%0.7% vol

SJLDWorst drop−1.1%1.5% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDVUSB

+2.2%Year to date+3.0%

5.2%Yield4.3%

+2.3%Past year+3.7%

0.35%Fee0.10%

3–1VUSB wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026