Compare · 3 funds side by side · dividends reinvested

VUSB, SJLD and VCIT

VUSBVanguard×SJLDSanJac Alpha×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,017VUSB · best of the three

02 / 04

VUSB, SJLD and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+2.9%+3.7%+5.2%+3.7%−0.4%0.7%$9.9B1.5

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.3%+2.3%[…][…]−1.1%1.4%$2M2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VUSB 2021 · SJLD 2024 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Ultra-Short Bond ETF · $9.9B$12,017

VUSB

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

VUSBMeasureVCIT

+2.9%Year to dateJan 1 → Nov 5−0.6%

+3.7%1 yearTotal return+0.3%

+5.2%3 years · per year$10,000 became $11,646 · $12,368+7.3%

+3.7%5 years · per year$10,000 became $12,016 · $10,508+1.0%

0.10%Expense ratio$10 · $3 a year on $10k · lower is better0.03%

4.27%Trailing 12-mo yield$427 · $502 a year on $10k5.02%

−0.4%Worst dropSmaller is better−4.9%

0.7%VolatilityLower is calmer4.5%

VUSBVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VUSB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUSB vs VCIT: Top 5 Holdings

Today

VUSB

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VUSB vs VCIT Returns, Every Period

VanguardVUSB

+3.7%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

VUSBVCITFaded: behind in that period

3–1VUSB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VUSB vs SJLD

YTD

VanguardVUSB

+2.9%

SJLDSanJac Alpha

+2.3%

+2.9%Year to date+2.3%

−0.4%Worst drop · 1Y−1.1%

0.7%Volatility · 1Y1.4%

4.3%Yield5.2%

$9.9BAssets$2.2M

3–1VUSB wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUSB, SJLD, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VUSB0.10%$10

SJLD0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VUSB, SJLD, VCIT

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VCIT5.02%$502

VUSB4.27%$427

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

VUSB$427 − $10 = $417

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VUSB, SJLD, VCIT

Today

[…]holdings […]

VUSBSJLDVCIT

VUSB—[…][…]

SJLD[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%VUSB, at 0.7% volatility

VUSBWorst drop−0.4%0.7% vol

SJLDWorst drop−1.1%1.4% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDVUSB

+2.3%Year to date+2.9%

5.2%Yield4.3%

+2.3%Past year+3.7%

0.35%Fee0.10%

3–1VUSB wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026