Compare · 3 funds side by side · dividends reinvested

VYM, CLIP and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,254VYM · best of the three

02 / 04

VYM, CLIP and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.26%+15.4%+19.5%+19.7%+11.5%−6.7%10.8%$78.9B1.8

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.72%+3.2%+3.8%+4.5%[…]−0.0%0.2%$2.3B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VYM 2006 · CLIP 2023 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard High Dividend Yield ETF · $78.9B$17,254

VYM

CLIP

Global X - 1-3 Month T-Bill ETF · $2.3B[…]

$10,000 five years ago, dividends reinvested

VYMMeasureCLIP

+15.4%Year to dateJan 1 → Nov 9+3.2%

+19.5%1 yearTotal return+3.8%

+19.7%3 years · per year$10,000 became $17,150 · $11,416+4.5%

+11.5%5 years · per year$10,000 became $17,254 · […][…]

0.04%Expense ratio$4 · $7 a year on $10k · lower is better0.07%

2.26%Trailing 12-mo yield$226 · $372 a year on $10k3.72%

−6.7%Worst dropSmaller is better−0.0%

10.8%VolatilityLower is calmer0.2%

VYMCLIP Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VYM vs CLIP: Top 5 Holdings

Today

VYM

18.2%in top 5

CLIP

in top 5[…]

VYMStockCLIP

6.9%AVGOnot top 5

3.8%JPMnot top 5

2.8%XOMnot top 5

2.7%JNJnot top 5

2.0%ABBVnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VYM vs CLIP Returns, Every Period

VanguardVYM

+19.5%

past year

CLIPGlobal X

+3.8%

past year

VYMCLIPFaded: behind in that period

3–0VYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Bonds: VYM vs CLIP

YTD

VanguardVYM

+15.4%

CLIPGlobal X

+3.2%

+15.4%Year to date+3.2%

−6.7%Worst drop · 1Y−0.0%

10.8%Volatility · 1Y0.2%

2.3%Yield3.7%

$78.9BAssets$2.3B

3–1CLIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VYM, CLIP, SGOV

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

CLIP0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VYM, CLIP, SGOV

3.72%highest, CLIP

FundTrailing yieldYield$10k

CLIP3.72%$372

SGOV3.63%$363

VYM2.26%$226

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

SGOV$363 − $9 = $354

VYM$226 − $4 = $222

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VYM, CLIP, SGOV

Today

[…]holdings […]

VYMCLIPSGOV

VYM—[…][…]

CLIP[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.5%VYM, at 10.8% volatility

SGOVWorst drop0.0%0.2% vol

CLIPWorst drop−0.0%0.2% vol

VYMWorst drop−6.7%10.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CLIPVYM

+3.2%Year to date+15.4%

3.7%Yield2.3%

+3.8%Past year+19.5%

0.07%Fee0.04%

3–1VYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026