Compare · 3 funds side by side · dividends reinvested

VYM, NETL and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,941VYM · best of the three

02 / 04

VYM, NETL and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.31%+12.8%+16.5%+19.6%+11.1%−6.7%10.6%$78.9B1.3

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.3

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.22%+6.1%+6.2%+9.6%−0.4%−16.7%14.9%$48M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VYM 2006 · NETL 2019 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,825

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureNETL

+5.7%Year to dateJan 1 → Nov 6+6.1%

+10.4%1 yearTotal return+6.2%

+22.5%3 years · per year$10,000 became $18,391 · $13,159+9.6%

+9.1%5 years · per year$10,000 became $15,474 · $9,825−0.4%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

1.44%Trailing 12-mo yield$144 · $522 a year on $10k5.22%

−14.8%Worst dropSmaller is better−16.7%

15.3%VolatilityLower is calmer14.9%

XLFNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs NETL: Top 5 Holdings

Today

XLF

43.7%in top 5

NETL

in top 542.6%

XLFStockNETL

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

8.9%Vnot top 5

not top 5VICI8.8%

not top 5ADC8.7%

not top 5O8.7%

not top 5WPC8.3%

not top 5NNN8.2%

6.5%MAnot top 5

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

XLF vs NETL Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

NETLNETL

−0.4%

5 years, per year

XLFNETLFaded: behind in that period

3–1XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+5.7%

NETLNETL

+6.1%

+5.7%Year to date+6.1%

−14.8%Worst drop · 1Y−16.7%

15.3%Volatility · 1Y14.9%

1.4%Yield5.2%

$55.5BAssets$47.9M

3–1NETL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VYM, NETL, XLF

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

XLF0.08%$8

NETL0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VYM, NETL, XLF

5.22%highest, NETL

FundTrailing yieldYield$10k

NETL5.22%$522

VYM2.31%$231

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

VYM$231 − $4 = $227

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VYM, NETL, XLF

Today

18.2%most shared, VYM and XLF

VYMNETLXLF

VYM—0.0%18.2%

NETL0.0%—0.0%

XLF18.2%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.5%VYM, at 10.6% volatility

VYMWorst drop−6.7%10.6% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVYM

+6.1%Year to date+12.8%

5.2%Yield2.3%

+6.2%Past year+16.5%

0.60%Fee0.04%

3–1VYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026