Compare · 3 funds side by side · dividends reinvested

VYM, SCMB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,941VYM · best of the three

02 / 04

VYM, SCMB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.31%+12.8%+16.5%+19.6%+11.1%−6.7%10.6%$78.9B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.59%+0.4%+1.1%+4.5%[…]−6.7%3.9%$4.1B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VYM 2006 · SCMB 2022 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard High Dividend Yield ETF · $78.9B$16,941

VYM

SCMB

Schwab Municipal Bond ETF · $4.1B[…]

$10,000 five years ago, dividends reinvested

VYMMeasureSCMB

+12.8%Year to dateJan 1 → Nov 6+0.4%

+16.5%1 yearTotal return+1.1%

+19.6%3 years · per year$10,000 became $17,107 · $11,403+4.5%

+11.1%5 years · per year$10,000 became $16,941 · […][…]

0.04%Expense ratio$4 · $3 a year on $10k · lower is better0.03%

2.31%Trailing 12-mo yield$231 · $359 a year on $10k3.59%

−6.7%Worst dropSmaller is better−6.7%

10.6%VolatilityLower is calmer3.9%

VYMSCMB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VYM vs SCMB: Top 5 Holdings

Today

VYM

18.2%in top 5

SCMB

in top 5[…]

VYMStockSCMB

6.9%AVGOnot top 5

3.8%JPMnot top 5

2.8%XOMnot top 5

2.7%JNJnot top 5

2.0%ABBVnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VYM vs SCMB Returns, Every Period

VanguardVYM

+16.5%

past year

SCMBSchwab

+1.1%

past year

VYMSCMBFaded: behind in that period

3–0VYM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: VYM vs SGOV

YTD

VanguardVYM

+12.8%

SGOViShares

+3.2%

+12.8%Year to date+3.2%

−6.7%Worst drop · 1Y+0.0%

10.6%Volatility · 1Y0.2%

2.3%Yield3.6%

$78.9BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VYM, SCMB, SGOV

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

VYM0.04%$4

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VYM, SCMB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCMB3.59%$359

VYM2.31%$231

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$356most kept, SCMB

SCMB$359 − $3 = $356

SGOV$363 − $9 = $354

VYM$231 − $4 = $227

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VYM, SCMB, SGOV

Today

[…]holdings […]

VYMSCMBSGOV

VYM—[…][…]

SCMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.5%VYM, at 10.6% volatility

SGOVWorst drop0.0%0.2% vol

SCMBWorst drop−6.7%3.9% vol

VYMWorst drop−6.7%10.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVVYM

+3.2%Year to date+12.8%

3.6%Yield2.3%

+3.8%Past year+16.5%

0.09%Fee0.04%

3–1VYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026