Compare · 3 funds side by side · dividends reinvested

VYM, VCIT and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,742VYM · best of the three

02 / 04

VYM, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.22%+17.2%+21.2%+21.6%+12.2%−6.7%10.1%$78.9B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VYM 2006 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard High Dividend Yield ETF · $78.9B$17,742

VYM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,469

$10,000 five years ago, dividends reinvested

VYMMeasureVCIT

+17.2%Year to dateJan 1 → Nov 4−0.9%

+21.2%1 yearTotal return+0.1%

+21.6%3 years · per year$10,000 became $17,970 · $12,336+7.2%

+12.2%5 years · per year$10,000 became $17,742 · $10,469+0.9%

0.04%Expense ratio$4 · $3 a year on $10k · lower is better0.03%

2.22%Trailing 12-mo yield$222 · $503 a year on $10k5.03%

−6.7%Worst dropSmaller is better−4.9%

10.1%VolatilityLower is calmer4.5%

VYMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VYM vs VCIT: Top 5 Holdings

Today

VYM

18.2%in top 5

VCIT

in top 5[…]

VYMStockVCIT

6.9%AVGOnot top 5

3.8%JPMnot top 5

2.8%XOMnot top 5

2.7%JNJnot top 5

2.0%ABBVnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VYM vs VCIT Returns, Every Period

VanguardVYM

+12.2%

5 years, per year

VCITVanguard

+0.9%

5 years, per year

VYMVCITFaded: behind in that period

4–0VYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Income vs Bonds: VYM vs VCIT

YTD

VanguardVYM

+17.2%

VCITVanguard

−0.9%

+17.2%Year to date−0.9%

−6.7%Worst drop · 1Y−4.9%

10.1%Volatility · 1Y4.5%

2.2%Yield5.0%

$78.9BAssets$66.6B

3–1VCIT wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VYM, VCIT, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VYM0.04%$4

SGOV0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VYM, VCIT, SGOV

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

SGOV3.63%$363

VYM2.22%$222

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

SGOV$363 − $9 = $354

VYM$222 − $4 = $218

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VYM, VCIT, SGOV

Today

[…]holdings […]

VYMVCITSGOV

VYM—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+21.2%VYM, at 10.1% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

VYMWorst drop−6.7%10.1% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVYM

−0.9%Year to date+17.2%

5.0%Yield2.2%

+0.1%Past year+21.2%

0.03%Fee0.04%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026