Compare · 3 funds side by side · dividends reinvested

VYM, VCIT and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,254VYM · best of the three

02 / 04

VYM, VCIT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.26%+15.4%+19.5%+19.7%+11.5%−6.7%10.8%$78.9B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VYM 2006 · VCIT 2009 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard High Dividend Yield ETF · $78.9B$17,254

VYM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

VYMMeasureVCIT

+15.4%Year to dateJan 1 → Nov 9−0.7%

+19.5%1 yearTotal return+0.0%

+19.7%3 years · per year$10,000 became $17,150 · $12,129+6.6%

+11.5%5 years · per year$10,000 became $17,254 · $10,510+1.0%

0.04%Expense ratio$4 · $3 a year on $10k · lower is better0.03%

2.26%Trailing 12-mo yield$226 · $502 a year on $10k5.02%

−6.7%Worst dropSmaller is better−4.9%

10.8%VolatilityLower is calmer4.5%

VYMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VYM vs VCIT: Top 5 Holdings

Today

VYM

18.2%in top 5

VCIT

in top 5[…]

VYMStockVCIT

6.9%AVGOnot top 5

3.8%JPMnot top 5

2.8%XOMnot top 5

2.7%JNJnot top 5

2.0%ABBVnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VYM vs VCIT Returns, Every Period

VanguardVYM

+11.5%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

VYMVCITFaded: behind in that period

4–0VYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Bonds: VYM vs VCIT

YTD

VanguardVYM

+15.4%

VCITVanguard

−0.7%

+15.4%Year to date−0.7%

−6.7%Worst drop · 1Y−4.9%

10.8%Volatility · 1Y4.5%

2.3%Yield5.0%

$78.9BAssets$66.6B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VYM, VCIT, XLF

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VYM0.04%$4

XLF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VYM, VCIT, XLF

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VYM2.26%$226

XLF1.42%$142

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VYM$226 − $4 = $222

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VYM, VCIT, XLF

Today

18.2%most shared, VYM and XLF

VYMVCITXLF

VYM—[…]18.2%

VCIT[…]—[…]

XLF18.2%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.5%VYM, at 10.8% volatility

VCITWorst drop−4.9%4.5% vol

VYMWorst drop−6.7%10.8% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVYM

−0.7%Year to date+15.4%

5.0%Yield2.3%

+0.0%Past year+19.5%

0.03%Fee0.04%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026