Compare · 4 funds side by side · dividends reinvested

WIP, MUB, IUSB and VCIT

WIPSPDR×MUBiShares×IUSBiShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

WIP, MUB, IUSB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.5

SPDR FTSE International Government Inflation-Protected Bond ETFBonds & Cash · International0.50%6.51%+1.7%+4.3%+5.4%−0.6%−5.2%8.6%$460M2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: WIP 2008 · MUB 2007 · IUSB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,151

$10,000 five years ago, dividends reinvested

VCITMeasureIUSB

−0.7%Year to dateJan 1 → Nov 9+0.1%

+0.0%1 yearTotal return+0.5%

+6.6%3 years · per year$10,000 became $12,129 · $11,705+5.4%

+1.0%5 years · per year$10,000 became $10,510 · $10,151+0.3%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

5.02%Trailing 12-mo yield$502 · $433 a year on $10k4.33%

−4.9%Worst dropSmaller is better−4.3%

4.5%VolatilityLower is calmer3.9%

VCITIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs IUSB: Top 5 Holdings

Today

VCIT

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs IUSB Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

VCITIUSBFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs WIP

YTD

VanguardVCIT

−0.7%

WIPSPDR

+1.7%

−0.7%Year to date+1.7%

−4.9%Worst drop · 1Y−5.2%

4.5%Volatility · 1Y8.6%

5.0%Yield6.5%

$66.6BAssets$460M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: WIP, MUB, IUSB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

WIP0.50%$50

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: WIP, MUB, IUSB, VCIT

6.51%highest, WIP

FundTrailing yieldYield$10k

WIP6.51%$651

VCIT5.02%$502

IUSB4.33%$433

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$601most kept, WIP

WIP$651 − $50 = $601

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: WIP, MUB, IUSB, VCIT

Today

[…]holdings […]

WIPMUBIUSBVCIT

WIP—[…][…][…]

MUB[…]—[…][…]

IUSB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.3%WIP, at 8.6% volatility

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

WIPWorst drop−5.2%8.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

WIPMUB

+1.7%Year to date+0.7%

6.5%Yield3.3%

+4.3%Past year+1.1%

0.50%Fee0.05%

3–1WIP wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026