Compare · 2 funds side by side · dividends reinvested

XBIL and VGSH

XBILF/m×VGSHVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,089VGSH · best of the two

02 / 04

XBIL and VGSH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

US Treasury 6 Month Bill ETFBonds & Cash · Treasuries0.15%3.70%+3.0%+3.7%+4.5%[…]−0.1%0.3%$792M1.3

Vanguard Short-Term Treasury ETFBonds & Cash · Treasuries0.03%3.78%+1.4%+2.1%+4.2%+2.1%−0.9%1.3%$35.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XBIL 2023 · VGSH 2009

Head to Head

Swap sides Versus in desk

Head to Head

US Treasury 6 Month Bill ETF · $792M[…]

XBIL

VGSH

Vanguard Short-Term Treasury ETF · $35.1B$11,089

$10,000 five years ago, dividends reinvested

XBILMeasureVGSH

+3.0%Year to dateJan 1 → Nov 4+1.4%

+3.7%1 yearTotal return+2.1%

+4.5%3 years · per year$10,000 became $11,399 · $11,318+4.2%

[…]5 years · per year$10,000 became […] · $11,089+2.1%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.70%Trailing 12-mo yield$370 · $378 a year on $10k3.78%

−0.1%Worst dropSmaller is better−0.9%

0.3%VolatilityLower is calmer1.3%

XBILVGSH Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2XBIL wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XBIL vs VGSH: Top 5 Holdings

Today

XBIL

[…]in top 5

VGSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

XBIL vs VGSH Returns, Every Period

F/mXBIL

+3.7%

past year

VGSHVanguard

+2.1%

past year

XBILVGSHFaded: behind in that period

3–0XBIL wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XBIL vs VGSH

YTD

F/mXBIL

+3.0%

VGSHVanguard

+1.4%

+3.0%Year to date+1.4%

−0.1%Worst drop · 1Y−0.9%

0.3%Volatility · 1Y1.3%

3.7%Yield3.8%

$792MAssets$35.1B

3–1XBIL wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XBIL, VGSH

Today

0.03%lowest, VGSH

FundExpense ratioFee$10k

VGSH0.03%$3

XBIL0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XBIL, VGSH

3.78%highest, VGSH

FundTrailing yieldYield$10k

VGSH3.78%$378

XBIL3.70%$370

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$375most kept, VGSH

VGSH$378 − $3 = $375

XBIL$370 − $15 = $355

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XBIL, VGSH

Today

[…]holdings […]

XBILVGSH

XBIL—[…]

VGSH[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%XBIL, at 0.3% volatility

XBILWorst drop−0.1%0.3% vol

VGSHWorst drop−0.9%1.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VGSHXBIL

+1.4%Year to date+3.0%

3.8%Yield3.7%

+2.1%Past year+3.7%

0.03%Fee0.15%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 4, 2026