Compare · 3 funds side by side · dividends reinvested

XCSH, SGOV and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

XCSH, SGOV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.4

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

XFUNDS 1-3 Month BOX ETFBonds & Cash · Cash & T-bills0.23%0.00%[…][…][…][…][…][…]$12M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XCSH 2026 · SGOV 2020 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

XFUNDS 1-3 Month BOX ETF · $12M[…]

XCSH

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

XCSHMeasureSGOV

[…]Year to dateJan 1 → Nov 4+3.1%

[…]1 yearTotal return+3.7%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,086+3.9%

0.23%Expense ratio$23 · $9 a year on $10k · lower is better0.09%

0.00%Trailing 12-mo yield$0 · $363 a year on $10k3.63%

[…]Worst dropSmaller is better0.0%

[…]VolatilityLower is calmer0.2%

XCSHSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2SGOV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XCSH vs SGOV: Top 5 Holdings

Today

XCSH

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

XCSH vs SGOV Returns, Every Period

NicholasxXCSH

[…]

past year

SGOViShares

+3.7%

past year

Returns […]

XCSHSGOVFaded: behind in that period

0–0Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XCSH vs SGOV

YTD

NicholasxXCSH

[…]

SGOViShares

+3.1%

[…]Year to date+3.1%

[…]Worst drop · 1Y+0.0%

[…]Volatility · 1Y0.2%

0.0%Yield3.6%

$12.1MAssets$117B

1–0SGOV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XCSH, SGOV, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SGOV0.09%$9

XCSH0.23%$23

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XCSH, SGOV, VOO

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

VOO1.05%$105

XCSH0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

VOO$105 − $3 = $102

XCSH$0 − $23 = −$23

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XCSH, SGOV, VOO

Today

[…]holdings […]

XCSHSGOVVOO

XCSH—[…][…]

SGOV[…]—[…]

VOO[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VOO, at 12.8% volatility

SGOVWorst drop0.0%0.2% vol

VOOWorst drop−8.9%12.8% vol

XCSHWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVVOO

+3.1%Year to date+13.4%

3.6%Yield1.1%

+3.7%Past year+13.5%

0.09%Fee0.03%

3–1VOO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026