Compare · 3 funds side by side · dividends reinvested

XCSH, USFR and SGOV

XCSHNicholasx×USFRWisdomTree×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,187USFR · best of the three

02 / 04

XCSH, USFR and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

WisdomTree Floating Rate Treasury FundBonds & Cash · Cash & T-bills0.15%3.71%+3.4%+4.1%+4.6%+4.0%−0.0%0.3%$21.2B1.4

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

XFUNDS 1-3 Month BOX ETFBonds & Cash · Cash & T-bills0.23%0.00%[…][…][…][…][…][…]$12M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XCSH 2026 · USFR 2014 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

XFUNDS 1-3 Month BOX ETF · $12M[…]

XCSH

USFR

WisdomTree Floating Rate Treasury Fund · $21.2B$12,187

$10,000 five years ago, dividends reinvested

XCSHMeasureUSFR

[…]Year to dateJan 1 → Nov 5+3.4%

[…]1 yearTotal return+4.1%

[…]3 years · per year$10,000 became […] · $11,453+4.6%

[…]5 years · per year$10,000 became […] · $12,187+4.0%

0.23%Expense ratio$23 · $15 a year on $10k · lower is better0.15%

0.00%Trailing 12-mo yield$0 · $371 a year on $10k3.71%

[…]Worst dropSmaller is better−0.0%

[…]VolatilityLower is calmer0.3%

XCSHUSFR Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2USFR wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XCSH vs USFR: Top 5 Holdings

Today

XCSH

[…]in top 5

USFR

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

XCSH vs USFR Returns, Every Period

NicholasxXCSH

[…]

past year

USFRWisdomTree

+4.1%

past year

Returns […]

XCSHUSFRFaded: behind in that period

0–0Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XCSH vs USFR

YTD

NicholasxXCSH

[…]

USFRWisdomTree

+3.4%

[…]Year to date+3.4%

[…]Worst drop · 1Y−0.0%

[…]Volatility · 1Y0.3%

0.0%Yield3.7%

$12.1MAssets$21.2B

1–0USFR wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XCSH, USFR, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

USFR0.15%$15

XCSH0.23%$23

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XCSH, USFR, SGOV

3.71%highest, USFR

FundTrailing yieldYield$10k

USFR3.71%$371

SGOV3.63%$363

XCSH0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$356most kept, USFR

USFR$371 − $15 = $356

SGOV$363 − $9 = $354

XCSH$0 − $23 = −$23

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XCSH, USFR, SGOV

Today

[…]holdings […]

XCSHUSFRSGOV

XCSH—[…][…]

USFR[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+4.1%USFR, at 0.3% volatility

SGOVWorst drop0.0%0.2% vol

USFRWorst drop−0.0%0.3% vol

XCSHWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

USFRSGOV

+3.4%Year to date+3.1%

3.7%Yield3.6%

+4.1%Past year+3.7%

0.15%Fee0.09%

3–1USFR wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026