Compare · 3 funds side by side · dividends reinvested

XCSH, VOO and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,543VOO · best of the three

02 / 04

XCSH, VOO and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.5

XFUNDS 1-3 Month BOX ETFBonds & Cash · Cash & T-bills0.23%0.00%[…][…][…][…][…][…]$13M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XCSH 2026 · VOO 2010 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

XCSH

XFUNDS 1-3 Month BOX ETF · $13M[…]

$10,000 five years ago, dividends reinvested

VCITMeasureXCSH

−0.7%Year to dateJan 1 → Nov 9[…]

+0.0%1 yearTotal return[…]

+6.6%3 years · per year$10,000 became $12,129 · […][…]

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $23 a year on $10k · lower is better0.23%

5.02%Trailing 12-mo yield$502 · $0 a year on $10k0.00%

−4.9%Worst dropSmaller is better[…]

4.5%VolatilityLower is calmer[…]

VCITXCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

2–0VCIT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs XCSH: Top 5 Holdings

Today

VCIT

[…]in top 5

XCSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs XCSH Returns, Every Period

VanguardVCIT

+0.0%

past year

XCSHNicholasx

[…]

past year

Returns […]

VCITXCSHFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VCIT vs VOO

YTD

VanguardVCIT

−0.7%

VOOVanguard

+11.3%

−0.7%Year to date+11.3%

−4.9%Worst drop · 1Y−8.9%

4.5%Volatility · 1Y13.7%

5.0%Yield1.1%

$66.6BAssets$1.00T

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XCSH, VOO, VCIT

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VCIT0.03%$3

XCSH0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XCSH, VOO, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VOO1.07%$107

XCSH0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VOO$107 − $3 = $104

XCSH$0 − $23 = −$23

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XCSH, VOO, VCIT

Today

[…]holdings […]

XCSHVOOVCIT

XCSH—[…][…]

VOO[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%VOO, at 13.7% volatility

VCITWorst drop−4.9%4.5% vol

VOOWorst drop−8.9%13.7% vol

XCSHWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVOO

−0.7%Year to date+11.3%

5.0%Yield1.1%

+0.0%Past year+13.6%

0.03%Fee0.03%

2–1VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026