Compare · 2 funds side by side · dividends reinvested

XLB and XLF

XLBSPDR×XLFSPDR×
$7.5k$10k$12.5k$15k$17.5kLow $7,849 · 2022XLF$16,157XLB$14,055Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,157XLF · best of the two
02 / 04

XLB and XLF, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street Materials Select Sector SPDR ETFSectors · Materials0.08%1.60%+20.4%+28.9%+14.7%+7.0%−12.4%17.9%$8.5B1.4
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: XLB 1998 · XLF 1998
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street Materials Select Sector SPDR ETF · $8.5B$14,055
XLB
XLF
State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLBMeasureXLF
+20.4%Year to dateJan 1 → Nov 4+9.4%
+28.9%1 yearTotal return+15.3%
+14.7%3 years · per year$10,000 became $15,077 · $19,384+24.7%
+7.0%5 years · per year$10,000 became $14,055 · $16,157+10.1%
0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%
1.60%Trailing 12-mo yield$160 · $140 a year on $10k1.40%
−12.4%Worst dropSmaller is better−14.8%
17.9%VolatilityLower is calmer15.0%
XLBXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
4–3XLB wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

XLB vs XLF: Top 5 Holdings

Today
XLB
34.3%in top 5
XLF
in top 543.4%
XLBStockXLF
not top 5BRK-B12.9%
12.8%LINnot top 5
not top 5JPM11.2%
not top 5V8.9%
not top 5MA6.5%
6.2%NEMnot top 5
5.2%VMCnot top 5
5.1%ECLnot top 5
4.9%MLMnot top 5
not top 5BAC4.0%
Held in common0.0%
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XLB vs XLF Returns, Every Period

5Y
SPDRXLB
+7.0%
5 years, per year
XLFSPDR
+10.1%
5 years, per year
0%+10%+20%+30%+20.4%+9.4%YTD+28.9%+15.3%1 year+14.7%+24.7%3 yrs · yr+7.0%+10.1%5 yrs · yr
XLBXLFFaded: behind in that period
2–2Level
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

XLB vs XLF

YTD
SPDRXLB
+20.4%
XLFSPDR
+9.4%
Jan 1Nov 4+20.4%+9.4%
+20.4%Year to date+9.4%
−12.4%Worst drop · 1Y−14.8%
17.9%Volatility · 1Y15.0%
1.6%Yield1.4%
$8.5BAssets$54.2B
3–1XLB wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLB, XLF

Today
0.08%lowest, XLB
FundExpense ratioFee$10k
XLB0.08%$8
XLF0.08%$8
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLB, XLF

1Y
1.60%highest, XLB
FundTrailing yieldYield$10k
XLB1.60%$160
XLF1.40%$140
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$152most kept, XLB
XLB$160 − $8 = $152
XLF$140 − $8 = $132
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLB, XLF

Today
0.0%most shared, XLB and XLF
XLBXLF
XLB—0.0%
XLF0.0%—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+28.9%XLB, at 17.9% volatility
0%+10%+20%+30%+40%10%15%20%Volatility · 1 year → bumpierXLB +28.9%XLF +15.3%
XLFWorst drop−14.8%15.0% vol
XLBWorst drop−12.4%17.9% vol
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
XLBXLF
Jan 1Nov 4+20.4%+9.4%
+20.4%Year to date+9.4%
1.6%Yield1.4%
+28.9%Past year+15.3%
0.08%Fee0.08%
3–0XLB wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$41.8BAssets$46.0B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$185BAssets$798B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com