Compare · 2 funds side by side · dividends reinvested

XLC and SPY

XLCSPDR×SPYSPDR×
$5k$10k$15k$20kLow $8,051 · 2022SPY$18,060XLC$13,869Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two
02 / 04

XLC and SPY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.3
State Street Communication Services Select Sector SPDR ETFSectors · Communication0.08%1.32%−10.0%−6.5%+19.1%+6.8%−16.1%16.7%$21.6B1.8
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: XLC 2018 · SPY 1993
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Head to Head

5Y
State Street Communication Services Select Sector SPDR ETF · $21.6B$13,869
XLC
SPY
State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 8.5% in common

XLCMeasureSPY
−10.0%Year to dateJan 1 → Nov 4+13.3%
−6.5%1 yearTotal return+13.4%
+19.1%3 years · per year$10,000 became $16,875 · $19,132+24.1%
+6.8%5 years · per year$10,000 became $13,869 · $18,060+12.6%
0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%
1.32%Trailing 12-mo yield$132 · $99 a year on $10k0.99%
−16.1%Worst dropSmaller is better−8.9%
16.7%VolatilityLower is calmer12.9%
XLCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side
2–6SPY wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XLC vs SPY: Top 5 Holdings

Today
XLC
52.2%in top 5
SPY
in top 527.3%
XLCStockSPY
21.9%METAnot top 5
10.9%GOOGL2.5%
8.8%GOOGnot top 5
not top 5NVDA7.7%
not top 5AAPL7.4%
not top 5MSFT5.9%
5.6%DISnot top 5
5.0%CMCSAnot top 5
not top 5AMZN3.8%
Held in common8.5%
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XLC vs SPY Returns, Every Period

5Y
SPDRXLC
+6.8%
5 years, per year
SPYSPDR
+12.6%
5 years, per year
−20%−10%0%+10%+20%+30%−10.0%+13.3%YTD−6.5%+13.4%1 year+19.1%+24.1%3 yrs · yr+6.8%+12.6%5 yrs · yr
XLCSPYFaded: behind in that period
0–4SPY wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

Sector vs Core: XLC vs SPY

YTD
SPDRXLC
−10.0%
SPYSPDR
+13.3%
Jan 1Nov 4−10.0%+13.3%
−10.0%Year to date+13.3%
−16.1%Worst drop · 1Y−8.9%
16.7%Volatility · 1Y12.9%
1.3%Yield1.0%
$21.6BAssets$798B
3–1SPY wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLC, SPY

Today
0.08%lowest, XLC
FundExpense ratioFee$10k
XLC0.08%$8
SPY0.09%$9
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLC, SPY

1Y
1.32%highest, XLC
FundTrailing yieldYield$10k
XLC1.32%$132
SPY0.99%$99
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$124most kept, XLC
XLC$132 − $8 = $124
SPY$99 − $9 = $90
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLC, SPY

Today
8.5%most shared, XLC and SPY
XLCSPY
XLC—8.5%
SPY8.5%—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+13.4%SPY, at 12.9% volatility
−10%−5%0%+5%+10%+15%5%10%15%20%Volatility · 1 year → bumpierSPY +13.4%XLC −6.5%
SPYWorst drop−8.9%12.9% vol
XLCWorst drop−16.1%16.7% vol
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
XLCSPY
Jan 1Nov 4−10.0%+13.3%
−10.0%Year to date+13.3%
1.3%Yield1.0%
−6.5%Past year+13.4%
0.08%Fee0.09%
2–2level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$185BAssets$798B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$41.8BAssets$46.0B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com