Compare · 2 funds side by side · dividends reinvested

XLC and XLF

XLCSPDR×XLFSPDR×
$5k$7.5k$10k$12.5k$15k$17.5kLow $7,669 · 2022XLF$15,474XLC$13,759Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,474XLF · best of the two
02 / 04

XLC and XLF, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.0
State Street Communication Services Select Sector SPDR ETFSectors · Communication0.08%1.32%−10.2%−6.5%+18.2%+6.6%−16.1%16.7%$21.9B1.9
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: XLC 2018 · XLF 1998
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Head to Head

5Y
State Street Communication Services Select Sector SPDR ETF · $21.9B$13,759
XLC
XLF
State Street Financial Select Sector SPDR ETF · $55.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLCMeasureXLF
−10.2%Year to dateJan 1 → Nov 6+5.7%
−6.5%1 yearTotal return+10.4%
+18.2%3 years · per year$10,000 became $16,521 · $18,391+22.5%
+6.6%5 years · per year$10,000 became $13,759 · $15,474+9.1%
0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%
1.32%Trailing 12-mo yield$132 · $144 a year on $10k1.44%
−16.1%Worst dropSmaller is better−14.8%
16.7%VolatilityLower is calmer15.3%
XLCXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
0–7XLF wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XLC vs XLF: Top 5 Holdings

Today
XLC
51.6%in top 5
XLF
in top 543.7%
XLCStockXLF
20.8%METAnot top 5
not top 5BRK-B13.2%
not top 5JPM11.1%
10.7%GOOGLnot top 5
not top 5V8.9%
8.7%GOOGnot top 5
not top 5MA6.5%
5.8%APPnot top 5
5.6%DISnot top 5
not top 5BAC4.0%
Held in common0.0%
End-of-day Nov 6, 2026 · share of each fund
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XLC vs XLF Returns, Every Period

5Y
SPDRXLC
+6.6%
5 years, per year
XLFSPDR
+9.1%
5 years, per year
−20%−10%0%+10%+20%+30%−10.2%+5.7%YTD−6.5%+10.4%1 year+18.2%+22.5%3 yrs · yr+6.6%+9.1%5 yrs · yr
XLCXLFFaded: behind in that period
0–4XLF wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
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XLC vs XLF

YTD
SPDRXLC
−10.2%
XLFSPDR
+5.7%
Jan 1Nov 6−10.2%+5.7%
−10.2%Year to date+5.7%
−16.1%Worst drop · 1Y−14.8%
16.7%Volatility · 1Y15.3%
1.3%Yield1.4%
$21.9BAssets$55.5B
4–0XLF wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLC, XLF

Today
0.08%lowest, XLC
FundExpense ratioFee$10k
XLC0.08%$8
XLF0.08%$8
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLC, XLF

1Y
1.44%highest, XLF
FundTrailing yieldYield$10k
XLF1.44%$144
XLC1.32%$132
End-of-day Nov 6, 2026 · trailing 12-month yield
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Income After Fees on $10,000

1Y
$136most kept, XLF
XLF$144 − $8 = $136
XLC$132 − $8 = $124
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLC, XLF

Today
0.0%most shared, XLC and XLF
XLCXLF
XLC—0.0%
XLF0.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+10.4%XLF, at 15.3% volatility
−10%−5%0%+5%+10%+15%10%15%20%Volatility · 1 year → bumpierXLF +10.4%XLC −6.5%
XLFWorst drop−14.8%15.3% vol
XLCWorst drop−16.1%16.7% vol
End-of-day Nov 6, 2026 · up and left is better
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Paid More vs Made More

YTD
XLFXLC
Jan 1Nov 6+5.7%−10.2%
+5.7%Year to date−10.2%
1.4%Yield1.3%
+10.4%Past year−6.5%
0.08%Fee0.08%
3–0XLF wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$42.6BAssets$46.8B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+8.8%
SPYSPDR
+8.7%
Jan 1Nov 6+8.8%+8.7%
+8.8%Year to date+8.7%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 6, 2026
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