Compare · 3 funds side by side · dividends reinvested

XLE, FNCL and XLK

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

XLE, FNCL and XLK, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$40.5B1.5

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B2.0

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$108B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XLE 1998 · FNCL 2013 · XLK 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $40.5B$25,568

XLE

FNCL

Fidelity MSCI Financials Index ETF · $2.3B$15,379

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLEMeasureFNCL

+40.6%Year to dateJan 1 → Nov 6+5.2%

+45.0%1 yearTotal return+10.2%

+16.8%3 years · per year$10,000 became $15,939 · $18,650+23.1%

+20.7%5 years · per year$10,000 became $25,568 · $15,379+9.0%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.47%Trailing 12-mo yield$247 · $160 a year on $10k1.60%

−15.0%Worst dropSmaller is better−14.8%

23.3%VolatilityLower is calmer15.3%

XLEFNCL Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3XLE wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs FNCL: Top 5 Holdings

Today

XLE

59.5%in top 5

FNCL

in top 536.2%

XLEStockFNCL

24.4%XOMnot top 5

18.8%CVXnot top 5

not top 5JPM10.0%

not top 5BRK-B9.0%

not top 5V7.8%

7.3%COPnot top 5

not top 5MA5.9%

4.5%PSXnot top 5

4.5%MPCnot top 5

not top 5BAC3.6%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

XLE vs FNCL Returns, Every Period

SPDRXLE

+20.7%

5 years, per year

FNCLFidelity

+9.0%

5 years, per year

XLEFNCLFaded: behind in that period

3–1XLE wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLE vs FNCL

YTD

SPDRXLE

+40.6%

FNCLFidelity

+5.2%

+40.6%Year to date+5.2%

−15.0%Worst drop · 1Y−14.8%

23.3%Volatility · 1Y15.3%

2.5%Yield1.6%

$40.5BAssets$2.3B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLE, FNCL, XLK

Today

0.08%lowest, XLE

FundExpense ratioFee$10k

XLE0.08%$8

FNCL0.08%$8

XLK0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XLE, FNCL, XLK

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

FNCL1.60%$160

XLK0.51%$51

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

FNCL$160 − $8 = $152

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XLE, FNCL, XLK

Today

0.0%most shared, XLE and FNCL

XLEFNCLXLK

XLE—0.0%0.0%

FNCL0.0%—0.0%

XLK0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

FNCLWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLK

+40.6%Year to date+14.8%

2.5%Yield0.5%

+45.0%Past year+12.2%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$108BAssets$155B

1–1level

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026